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Florida-Mortgage-Lenders.com is a leading Winter Springs Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Winter Springs Florida people become homeowners since 1934. Winter Springs Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Winter Springs Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


WINTER SPRINGS FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

WINTER SPRINGS FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Winter Springs FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

WINTER SPRINGS FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Winter Springs Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Winter Springs Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Winter Springs Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

WINTER SPRINGS FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Winter Springs Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Winter Springs Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Winter Springs Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Winter Springs Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN WINTER SPRINGS FLORIDA
WINTER SPRINGS FLORIDA FHA APPROVED APPRIASERS LIST

WINTER SPRINGS FLORIDA:

Winter Springs is a city in Seminole County, Florida, United States. The population was 33,282 at the 2010 census. According to the 2013 Census Bureau estimates, the city has a population of 33,871. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area.

WINTER SPRINGS FLORIDA FHA APPRIASERS:

The following list of Winter Springs Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Winter Springs Florida.

Name

License/
Expiration Date

Address

JACQUIE L HERNANDEZ

FLRD2454               
(Certified Residential) 
11-30-2016

RESIDENTIAL APPRAISAL ASSOC
PO BOX 195062
WINTER SPRINGS,  FL  327190000

ANGEL M MARENGO

FLRD2538               
(Certified Residential) 
11-30-2016

TOTAL APPRAISAL SERVICES
478 MACGREGOR ROAD
WINTER SPRINGS,  FL  327080000

PHYLLIS M FINGER

FLRD2931               
(Certified Residential) 
11-30-2016

MERIDIAN RESIDENTIAL APPRAISAL
1331 SUNDIAL POINT
WINTER SPRINGS,  FL  327080000

KENNETH W TUTTLE

FLRD3091               
(Certified Residential) 
11-30-2016

RESIDENTIAL APPRAISAL ASSOC.
P.O. BOX 195062
WINTER SPRINGS,  FL  327190000

JOHN D DENMARK

FLRD396                
(Certified Residential) 
11-30-2016

1021 CAMA COURT
WINTER SPRINGS,  FL  327080000

FORBES D PRESTON JR

FLRD4001               
(Certified Residential) 
11-30-2016

MERIDIAN RESIDENTIAL APPRAIASL
1331 SUNDIAL POINT
WINTER SPRINGS,  FL  327080000

RICHARD L GUILFOYLE

FLRD4163               
(Certified Residential) 
11-30-2016

APPRAISAL 4 YOU, INC.
996 SEQUOIA CT
WINTER SPRINGS,  FL  327080000

JASON D WEBER

FLRD4789               
(Certified Residential) 
11-30-2016

1567 WESTCOTT LOOP
WINTER SPRINGS,  FL  327080000

DIANNA O AGUILO

FLRD5585               
(Certified Residential) 
11-30-2016

AGUILO APPRAISAL GROUP, LLC
472 GREEN SPRING CIR
WINTER SPRINGS,  FL  327080000

ERIC D GRIFFIN

FLRD5958               
(Certified Residential) 
11-30-2016

APPRAISING GREATER ORLANDO,INC
1315 TUSKAWILLA ROAD SUITE 101
WINTER SPRINGS,  FL  327080000

COLBY D SIMS

FLRD6475               
(Certified Residential) 
11-30-2016

ON TARGET APPRAISALS, LLC
1219 LAS CRUCES DRIVE
WINTER SPRINGS,  FL  327080000

THOMAS C HOLT

FLRD6718               
(Certified Residential) 
11-30-2016

TRADEMARK APPRAISAL SERVICES
297 RINGWOOD DRIVE
WINTER SPRINGS,  FL  327080000

GHOLAMREZA B GHOLAMI

FLRD6920               
(Certified Residential) 
11-30-2016

SUNRISE HOME APPRAISALS, INC.
5703 RED BUG LAKE RD. #240
WINTER SPRINGS,  FL  327080000

CARA M PAOLIELLO

FLRD7260               
(Certified Residential) 
11-30-2016

QUICK TURN APPRAISALS
1138 SEAFARER LN
WINTER SPRINGS,  FL  327080000

JEFFREY S CIUPIK

FLRD7517               
(Certified Residential) 
11-30-2016

JEFFREY S. CIUPIK
1602 WHITE CLOUD CT
WINTER SPRINGS,  FL  327080000

ALLEN D ARNOLD JR

FLRD7717               
(Certified Residential) 
11-30-2016

772 ANDOVER CIRCLE
WINTER SPRINGS,  FL  327080000

ANTHONY R PUDWILL

FLRD853                
(Certified Residential) 
11-30-2016

MERIDIAN RESIDENTIAL
1331 SUNDIAL POINT
WINTER SPRINGS,  FL  327080000

DOUGLAS R MROCH

FLRZ2534               
(Certified General) 
11-30-2016

D & B APPRAISALS INC
1488 WESCOTT LOOP
WINTER SPRINGS,  FL  327080000

CHARLES F VAUGHN

FLRZ2544               
(Certified General) 
11-30-2016

TRADEMARK APPRAISAL SERVICE
297 RINGWOOD DRIVE
WINTER SPRINGS,  FL  327080000

CHUCK A MELTON

FLRZ3130               
(Certified General) 
11-30-2016

FREEDOM APPRAISAL COMPANY
5840 RED BUG LAKE ROAD
WINTER SPRINGS,  FL  327080000

CHARLES F VAUGHN

NY46000032876          
(Certified General) 
03-23-2016

TRADEMARK APPRAISAL SERVICE
297 RINGWOOD DRIVE
WINTER SPRINGS,  FL  327080000

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Winter Springs FHA MORTGAGE  / Winter Springs VA / Winter Springs Winter Springs FHA REFINANCE / Winter Springs NO CREDIT / Winter Springs BAD CREDIT / Winter Springs HARD MONEY / Winter Springs LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Winter Springs

The City of Winter Springs was ranked by the August 2011 issue of Money Magazine as the 97th best place to live in the United States.
There were 11,774 households out of which 38.1% had children under the age of 18 living with them, 61.2% were married couples living together, 11.1% had a female householder with no husband present, and 24.4% were non-families. 18.8% of all households were made up of individuals and 6.4% had someone living alone who was 65 years of age or older. The average household size was 2.69 and the average family size was 3.08.
The median income for a household in the city was $58,247, and the median income for a family was $75,682. Males had a median income of $64,716 versus $39,720 for females. The per capita income for the city was $26,166. About 3.3% of families and 4.2% of the population were below the poverty line, including 4.5% of those under age 18 and 4.8% of those age 65 or over.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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