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Florida-Mortgage-Lenders.com is a leading West Melbourne Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping West Melbourne Florida people become homeowners since 1934. West Melbourne Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so West Melbourne Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


WEST MELBOURNE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com

WEST MELBOURNE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• West Melbourne FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

WEST MELBOURNE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a West Melbourne Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a West Melbourne Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• West Melbourne Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

WEST MELBOURNE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the West Melbourne Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many West Melbourne Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other West Melbourne Florida mortgage lenders retreated from these riskier loan products, FHA stepped in West Melbourne Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN WEST MELBOURNE FLORIDA
WEST MELBOURNE FLORIDA FHA APPROVED APPRIASERS LIST

WEST MELBOURNE FLORIDA:

West Melbourne is a city in Brevard County, Florida, United States. It was created in 1959 to stop the area from being annexed into the City of Melbourne. As of the 2010 United States Census, the population was 18,355, reflecting an increase of 8,531 from the 9,824 counted in the 2000 Census. In 1970, the city's population was approximately 3,050. Since 2000, the city has experienced the highest population growth percentage of any municipality in Brevard County. It is part of the Palm Bay–Melbourne–Titusville Metropolitan Statistical Area.

WEST MELBOURNE FLORIDA FHA APPRIASERS:

The following list of West Melbourne Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in West Melbourne Florida.

Name

License/
Expiration Date

Address

KEVIN P REILLY

FLRD5630               
(Certified Residential) 
11-30-2016

827 PREAKNESS
WEST MELBOURNE,  FL  329040000

SEAN D MCCOGGLE

FLRD7784               
(Certified Residential) 
11-30-2016

1051 OLDE BAILEY AVENUE
WEST MELBOURNE,  FL  329040000

ROBERT L LEICHTENBERG

FLRZ910                
(Certified General) 
11-30-2016

HANSON APPRAISAL SERVICE, INC.
110 BRY LYN DRIVE
WEST MELBOURNE,  FL  329040000

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West Melbourne FHA MORTGAGE  / West Melbourne VA / West Melbourne West Melbourne FHA REFINANCE / West Melbourne NO CREDIT / West Melbourne BAD CREDIT / West Melbourne HARD MONEY / West Melbourne LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of West Melbourne

Voters created the city in 1959 to stop the area from being annexed into the City of Melbourne. In 2005, the City of West Melbourne started charging property taxes for the first time in its existence (since 1959). Prior to 2005, the city survived on "fees only" for its $17 million budget. From 2005 to 2014, home-schooled students, all three children from a West Melbourne family, won the state spelling bee championship a total of seven times, from two to three times each.
According to the U.S. Census Bureau, the city has a total area of 10.2 square miles (26.5 km2). 10.2 square miles (26.4 km2) of it is land, and 0.04 square miles (0.1 km2) of it (0.21%) is water.
There were 4,497 households out of which 19.1% had children under the age of 18 living with them, 49.0% were married couples living together, 8.5% had a female householder with no husband present, and 40.1% were non-families. 34.0% of all households were made up of individuals and 18.8% had someone living alone who was 65 years of age or older. The average household size was 2.08 and the average family size was 2.63.

MELBOURNE FLORIDA HOT TOPICS:

 

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