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Florida-Mortgage-Lenders.com is a leading Temple Terrace Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Temple Terrace Florida people become homeowners since 1934. Temple Terrace Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Temple Terrace Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


TEMPLE TERRACE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

TEMPLE TERRACE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Temple Terrace FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

TEMPLE TERRACE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Temple Terrace Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Temple Terrace Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Temple Terrace Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

TEMPLE TERRACE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Temple Terrace Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Temple Terrace Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Temple Terrace Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Temple Terrace Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN TEMPLE TERRACE FLORIDA
TEMPLE TERRACE FLORIDA FHA APPROVED APPRIASERS LIST

TEMPLE TERRACE FLORIDA:

Temple Terrace is an incorporated city in northeastern Hillsborough County, Florida, USA, adjacent to Tampa. As of the 2010 census, the city had a population of 24,541. It is the third and smallest incorporated municipality in Hillsborough County.

TEMPLE TERRACE FLORIDA FHA APPRIASERS:

The following list of Temple Terrace Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Temple Terrace Florida.

Name

License/
Expiration Date

Address

PATRICK D KEEFE

FLRD1162               
(Certified Residential) 
11-30-2016

KEEFE APPRAISAL SERVICES, INC
6704 MID PLACE
TEMPLE TERRACE,  FL  336170000

ROBERT P CAMPAGNA

FLRD2160               
(Certified Residential) 
11-30-2016

CAMPAGNA APPRAISALS, INC
11007 N 56TH ST
TEMPLE TERRACE,  FL  336170000

DAVID D WITHERINGTON

FLRD3069               
(Certified Residential) 
11-30-2016

WITHERINGTON APPRAISAL SVS
6406 N. QUEENSWAY DRIVE
TEMPLE TERRACE,  FL  336170000

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Temple Terrace FHA MORTGAGE  / Temple Terrace VA / Temple Terrace Temple Terrace FHA REFINANCE / Temple Terrace NO CREDIT / Temple Terrace BAD CREDIT / Temple Terrace HARD MONEY / Temple Terrace LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Temple Terrace

The original inhabitants of the Temple Terrace area were known as the Tocobaga, a group of Native Americans living around Tampa Bay, both in prehistoric and historic times, until roughly 1760. Their numbers declined in the seventeenth century, due, at least in part, to diseases brought to the New World by the Europeans, to which they had little natural resistance. All of the Florida tribes were also severely affected by the raids of Creeks and Yamasee during the late stages of the seventeenth century. In any case, the Tocobaga disappeared from history less than a hundred years later.
According to the United States Census Bureau, the city has a total area of 6.9 square miles (17.9 km²) 6.9 square miles (17.8 km²) of it is land and 0.1 square miles (0.2 km²) of it (1.15%) is water.
There were 8,671 households out of which 27.9% had children under the age of 18 living with them, 46.9% were married couples living together, 11.4% had a female householder with no husband present, and 38.3% were non-families. 28.9% of all households were made up of individuals and 8.3% had someone living alone who was 65 years of age or older. The average household size was 2.36 and the average family size was 2.95.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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