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Florida-Mortgage-Lenders.com is a leading Seaside Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Seaside Florida people become homeowners since 1934. Seaside Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Seaside Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SEASIDE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

SEASIDE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Seaside FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SEASIDE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Seaside Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Seaside Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Seaside Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SEASIDE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Seaside Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Seaside Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Seaside Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Seaside Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN SEASIDE FLORIDA
SEASIDE FLORIDA FHA APPROVED APPRIASERS LIST

SEASIDE FLORIDA:

Seaside is an unincorporated master-planned community on the Florida panhandle in Walton County, between Panama City Beach and Destin. Being one of the first cities in America designed on the principles of New Urbanism, the town has become the topic of slide lectures in architectural schools and in housing-industry magazines, and is visited by design professionals from all over the United States

SEASIDE FLORIDA FHA APPRIASERS:

The following list of Seaside Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Seaside Florida.

Name

License/
Expiration Date

Address

THOMAS P LOORZ

CAAG008051             
(Certified General) 
11-21-2016

LOORZ AND COMPANY INC.
2075 CROSS ST.
SEASIDE,  CA  939550000

JAMES M PIERONI

CAAR012318             
(Certified Residential) 
12-30-2015

LOORZ & COMPANY
2075 CROSS STREET
SEASIDE,  CA  939550000

EUGENE F ULRICH

CAAR027831             
(Certified Residential) 
10-03-2016

EUGENE ULRICH
316 METZ ROAD
SEASIDE,  CA  939550000

JERRY L STEPHENS

NJ42RC00199800         
(Certified Residential) 
12-31-2015

ALTA APPRAISAL, LLC
P.O. BOX 5
SEASIDE HEIGHTS,  NJ  087510000

STEVEN A WEED

ORC000170              
(Certified General) 
08-31-2015

STEVEN A WEED REAL ESTATE APPR
PO BOX 2304
SEASIDE,  OR  971380000

RACHELLE M SIMS

ORC000726              
(Certified General) 
12-31-2015

WILLS & SIMS APPRAISAL
125 N WAHANNA RD
SEASIDE,  OR  971380000

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State: FL
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Seaside FHA MORTGAGE  / Seaside VA / Seaside Seaside FHA REFINANCE / Seaside NO CREDIT / Seaside BAD CREDIT / Seaside HARD MONEY / Seaside LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Seaside

The idea behind Seaside came from 1946, when the grandfather of future founder Robert S. Davis bought 80 acres of land along the shore of Northwest Florida as a summer retreat for his family.[4] In 1979 Davis inherited the parcel from his grandfather, and aimed to transform it into an old-fashioned beach town, with traditional wood-framed cottages of the Florida Panhandle. Davis, his wife Daryl, and architectural partners Andrés Duany and Elizabeth Plater-Zyberk of Duany Plater-Zyberk & Company (DPZ), toured the south studying small towns as a basis for planning Seaside.
Individual housing units in Seaside are required to be different from other buildings, with designs ranging from styles such as Victorian, Neoclassical, Modern, Postmodern, and Deconstructivism. Seaside includes buildings by architects such as Léon Krier, Robert A. M. Stern, Steven Holl, Machado and Silvetti Associates, Deborah Berke, Gordon Burns & Associates, Thomas Christ, Walter Chatham, Daniel Solomon, Jeff Margaretten, Alex Gorlin, Aldo Rossi, Michael McDonough, Samuel Mockbee, David Mohney, Steve Badanes, Walker Candler, and David Coleman.
During the Annual 30A Songwriters Festival, produced by the Cultural Arts Association of Walton County, singer-songwriters from all over the U.S. perform in venues along Scenic Highway 30A and at a few venues in Seaside itself.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
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