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Florida-Mortgage-Lenders.com is a leading Safety Harbor Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Safety Harbor Florida people become homeowners since 1934. Safety Harbor Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Safety Harbor Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SAFETY HARBOR FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

SAFETY HARBOR FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Safety Harbor FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SAFETY HARBOR FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Safety Harbor Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Safety Harbor Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Safety Harbor Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SAFETY HARBOR FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Safety Harbor Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Safety Harbor Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Safety Harbor Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Safety Harbor Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN SAFETY HARBOR FLORIDA
SAFETY HARBOR FLORIDA FHA APPROVED APPRIASERS LIST

SAFETY HARBOR FLORIDA:

Safety Harbor is a city on the west shore of Tampa Bay in Pinellas County, Florida, United States. It was incorporated in 1917. The population was 16,884 at the 2010 census.

SAFETY HARBOR FLORIDA FHA APPRIASERS:

The following list of Safety Harbor Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Safety Harbor Florida.

Name

License/
Expiration Date

Address

LEFF J COMBS JR

FLRD143                
(Certified Residential) 
11-30-2016

LEFF COMBS APPRAISAL
3250 ALLEN AVE
SAFETY HARBOR,  FL  346954803

EDWARD W WALTER

FLRD1571               
(Certified Residential) 
11-30-2016

ED WALTER
13 FRIENDSHIP COURT
SAFETY HARBOR,  FL  346950000

TIMOTHY H DE LEON

FLRD281                
(Certified Residential) 
11-30-2016

740 DEL ORO DRIVE
SAFETY HARBOR,  FL  346950000

TERRY A WITTING

FLRD5653               
(Certified Residential) 
11-30-2016

ABSOLUTE APPRAISAL SERVICES
35 PINEWOOD CIRCLE
SAFETY HARBOR,  FL  346950000

DAVID P RODE

FLRD5723               
(Certified Residential) 
11-30-2016

PILLAR APPRAISALS
PO BOX 1001
SAFETY HARBOR,  FL  346950000

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Safety Harbor FHA MORTGAGE  / Safety Harbor VA / Safety Harbor Safety Harbor FHA REFINANCE / Safety Harbor NO CREDIT / Safety Harbor BAD CREDIT / Safety Harbor HARD MONEY / Safety Harbor LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Safety Harbor

In 1528 Spanish explorer Pánfilo de Narváez landed in the area, followed by Hernando de Soto in 1539. Safety Harbor (formerly known as Worth's Harbor) was first homesteaded by Count Odette Phillippe, a Frenchman who is credited with introducing the grapefruit to Florida in 1823. The name Safety Harbor originated from the early 18th century, when pirates were a substantial influence in the area. Once ships reached this area of the bay, all threats from pirates were gone, and it was commonly referred to as a "Safe Harbor".
According to the U.S. Census Bureau, the city has a total area of 5.1 square miles (13 km2). 4.9 square miles (13 km2) of it is land and 0.1 square miles (0.26 km2) of it (2.57%) is water.
There were 7,084 households out of which 28.8% had children under the age of 18 living with them, 56.3% were married couples living together, 9.1% had a female householder with no husband present, and 31.6% were non-families. 25.2% of all households were made up of individuals and 8.5% had someone living alone who was 65 years of age or older. The average household size was 2.37 and the average family size was 2.85.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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