florida

Florida-Mortgage-Lenders.com is a leading St. Pete Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping St. Pete Beach Florida people become homeowners since 1934. St. Pete Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so St. Pete Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


ST. PETE BEACH FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

ST. PETE BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• St. Pete Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

ST. PETE BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a St. Pete Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a St. Pete Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• St. Pete Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

ST. PETE BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the St. Pete Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many St. Pete Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other St. Pete Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in St. Pete Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN ST. PETE BEACH FLORIDA
ST. PETE BEACH FLORIDA FHA APPROVED APPRIASERS LIST

ST. PETE BEACH FLORIDA:
St. Pete Beach is a coastal city in Pinellas County, Florida, United States, famous for its status as a tourist destination. St. Pete Beach was formed from the towns of Pass-a-Grille, Belle Vista, St. Petersburg Beach and unincorporated Pinellas County. The population was 9,346 at the 2010 census.

ST. PETE BEACH FLORIDA FHA APPRIASERS:

The following list of St. Pete Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in St. Pete Beach Florida.

Name

License/
Expiration Date

Address

THOMAS J LENNON JR

FLRD104                
(Certified Residential) 
11-30-2016

THOMAS J. LENNON & ASSOC. P.A.
6370 GULF BLVD.
ST. PETE BEACH,  FL  337060000

CATHERINE R SATTLER

FLRD613                
(Certified Residential) 
11-30-2016

C.SATTLER & ASSOCIATES
4109 HOLLAND DRIVE
ST. PETE BEACH,  FL  337060000

STEPHEN J RICKENBACHER JR

FLRZ2565               
(Certified General) 
11-30-2016

RICKENBACHER APPRAISALS
8040 COQUINA WAY
ST. PETE BEACH,  FL  337060000

Search criteria:

Sorted by: License
State: FL
License:
Last Name:
First Name:
City: St. Pete Beach
Zip Code:

St. Pete Beach FHA MORTGAGE  / St. Pete Beach VA / St. Pete Beach St. Pete Beach FHA REFINANCE / St. Pete Beach NO CREDIT / St. Pete Beach BAD CREDIT / St. Pete Beach HARD MONEY / St. Pete Beach LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of St. Pete Beach

According to the United States Census Bureau, the city has a total area of 19.9 square miles (52 km2). 2.2 square miles (5.7 km2) of it is land and 17.6 square miles (46 km2) of it (88.68%) is water.
There were 5,294 households out of which 10.4% had children under the age of 18 living with them, 44.2% were married couples living together, 5.3% had a female householder with no husband present, and 48.5% were non-families. 40.6% of all households were made up of individuals and 18.1% had someone living alone who was 65 years of age or older. The average household size was 1.82 and the average family size was 2.40.
In 1915 Sunshine Elementary School opened in Pass-a-Grille. Gulf Beaches Elementary opened in 1950. The Tampa Bay Times said that Gulf Beaches "quickly absorbed most of the kids from Sunshine".[14] Sunshine Elementary School closed on June 6, 1975. The Gulf Beaches School absorbed the traditions of the Sunshine school, including the fish broil fundraiser.

Fast Consultation

captcharefresh

Powered by ChronoForms - ChronoEngine.com

CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

CLICK HERE
Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251