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Florida-Mortgage-Lenders.com is a leading Royal Palm Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Royal Palm Beach Florida people become homeowners since 1934. Royal Palm Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Royal Palm Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


ROYAL PALM BEACH FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

ROYAL PALM BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Royal Palm Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

ROYAL PALM BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Royal Palm Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Royal Palm Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Royal Palm Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

ROYAL PALM BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Royal Palm Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Royal Palm Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Royal Palm Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Royal Palm Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN ROYAL PALM BEACH FLORIDA
ROYAL PALM BEACH FLORIDA FHA APPROVED APPRIASERS LIST

ROYAL PALM BEACH FLORIDA:

Royal Palm Beach is a village in southeast Florida, located within Palm Beach County. The population was measured at 21,523 in the 2000 census. As of April 2008, the recorded population was 31,864.

ROYAL PALM BEACH FLORIDA FHA APPRIASERS:

The following list of Royal Palm Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Royal Palm Beach Florida.

Name

License/
Expiration Date

Address

FREDERIC J KESSLER

FLRD3393               
(Certified Residential) 
11-30-2016

FREDERIC J. KESSLER
P. O. BOX 211504
ROYAL PALM BEACH,  FL  334210000

FRANK A PAGE

FLRD5384               
(Certified Residential) 
11-30-2016

PAGE APPRAISALS
158 ALCAZAR STREET
ROYAL PALM BEACH,  FL  334110000

JOSE R MOREJON

FLRD5853               
(Certified Residential) 
11-30-2016

EQUITABLE APPRAISERS
13575 43RD ROAD
ROYAL PALM BEACH,  FL  334110000

CHRISTINA S HOWLEY

FLRD6106               
(Certified Residential) 
11-30-2016

FLORIDA EAST COAST APPRAISERS
2049 RESTON CIRCLE
ROYAL PALM BEACH,  FL  334110000

DONNA S DIEDRICK

FLRD7099               
(Certified Residential) 
11-30-2016

198 NATCHEZ TRACE
ROYAL PALM BEACH,  FL  334110000

SUSAN J STEPHAN

FLRD928                
(Certified Residential) 
11-30-2016

SUSAN J. STEPHAN,SRA
79 SPARROW DRIVE
ROYAL PALM BEACH,  FL  334110000

FREDERIC J KESSLER

NY45000005532          
(Certified Residential) 
08-31-2016

FREDERIC J. KESSLER
P. O. BOX 211504
ROYAL PALM BEACH,  FL  334210000

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Royal Palm Beach FHA MORTGAGE  / Royal Palm Beach VA / Royal Palm Beach Royal Palm Beach FHA REFINANCE / Royal Palm Beach NO CREDIT / Royal Palm Beach BAD CREDIT / Royal Palm Beach HARD MONEY / Royal Palm Beach LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Royal Palm Beach

It was not until the 1950s, when Philadelphia supermarket magnates Sam and Hattie Friedland purchased 65,000 acres (260 km2) for approximately $1.25 million in what is now the Royal Palm Beach village and Acreage areas, that the natural wilderness landed on national fastest growing community lists (in its size category) in the 1980s. The Friedlands subsequently sold their land to Miami developer Arthur Desser, founder of Lefcourt Realty Group. About 4,200 acres (17 km2) were earmarked for Desser’s Royal Palm Beach development.
According to the United States Census Bureau, the village has a total area of 10.1 square miles (26.1 km²). 9.9 square miles (25.6 km²) of it is land and 0.2 square miles (0.5 km²) of it (1.79%) is water.
There were 7,604 households of which 63.9% were childfree married couples, 42% had children under the age of 18 living in them, 11% had a female householder with no husband present, and 21.4% were non-related individuals. 17.2% of all households were made up of individuals and 8.8% had someone living alone who was 65 years of age or older. The average household size was 2.83 and the average family size was 3.20.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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