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Florida-Mortgage-Lenders.com is a leading Palmetto Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Palmetto Florida people become homeowners since 1934. Palmetto Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Palmetto Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


PALMETTO FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

PALMETTO FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Palmetto FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

PALMETTO FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Palmetto Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Palmetto Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Palmetto Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

PALMETTO FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Palmetto Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Palmetto Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Palmetto Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Palmetto Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN PALMETTO FLORIDA
PALMETTO FLORIDA FHA APPROVED APPRIASERS LIST

PALMETTO FLORIDA:

Palmetto is a city in Manatee County, Florida, United States. As of the 2010 census, the population was listed as 12,606[3] It is part of the Bradenton–Sarasota–Venice Metropolitan Statistical Area.

PALMETTO FLORIDA FHA APPRIASERS:

The following list of Palmetto Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Palmetto Florida.

Name

License/
Expiration Date

Address

MANUEL MENDOZA CARDENAL

FLRD1716               
(Certified Residential) 
11-30-2016

APPRAISAL SVCS OF S. FL. CORP
17220 SW 77 COURT
PALMETTO BAY,  FL  331570000

JEFF DEUITCH

FLRD3333               
(Certified Residential) 
11-30-2016

824 35TH AVE
PALMETTO,  FL  342210000

DONALD S CHIN LOY

FLRD4358               
(Certified Residential) 
11-30-2016

PALMETTO BAY APPRAISALS, LLC
18021 SW 91 AVENUE
PALMETTO BAY,  FL  331570000

MICHAEL D RYAN

FLRD4377               
(Certified Residential) 
11-30-2016

A PLUS RESIDENTIAL APPRAISAL
4828 COMMONWEALTH ROAD
PALMETTO,  FL  342210000

TERESA R KUHRTS

FLRD4869               
(Certified Residential) 
11-30-2016

APPRAISAL RESOURCE GROUP, LLC
7807 CHARING CROSS WAY
PALMETTO,  FL  342210000

RICHARD BIRKHOLZ

FLRD519                
(Certified Residential) 
11-30-2016

BIRKHOLZ APPRAISAL SERVICE
6311 35TH AVENUE, CIRLCLE E
PALMETTON,  FL  342210000

ERNEST P FRICK

FLRD5219               
(Certified Residential) 
11-30-2016

ERNEST FRICK APPRAISALS
8910 FOUNDERS CIRCLE
PALMETTO,  FL  342210000

THOMAS L MCNULTY

FLRD5394               
(Certified Residential) 
11-30-2016

BIRK HOLZ APPRAISAL
930 5TH STREET WEST
PALMETTO,  FL  342210000

SONDRA R FOX

FLRD5981               
(Certified Residential) 
11-30-2016

BIRKHOLZ APPRAISAL INC
930 5TH STREET W
PALMETTO,  FL  342210000

JOHN F PEREZ

FLRD7915               
(Certified Residential) 
11-30-2016

PINECREST APPRAISAL GROUP, LLC
15765 SW 92 AVE
PALMETTO BAY,  FL  331570000

LORI M HUTCHESON

GACR241966             
(Certified Residential) 
01-31-2016

P O BOX 1142
PALMETTO,  GA  302680000

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City: Palmetto
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Palmetto FHA MORTGAGE  / Palmetto VA / Palmetto Palmetto FHA REFINANCE / Palmetto NO CREDIT / Palmetto BAD CREDIT / Palmetto HARD MONEY / Palmetto LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Palmetto

According to the United States Census Bureau, the city has a total area of 4.4 square miles (11 km2). 4.3 square miles (11 km2) of it is land and 0.1 square miles (0.26 km2) of it (2.92%) is water.
As of the census of 2010,[5] there were 12,606 people, 4,891 households, and 3,192 families residing in the city. The population density was 2,865.0 inhabitants per square mile (1,096.2/km²). There were 6,729 housing units at an average density of 1,529.4 per square mile (585.13/km²). The racial makeup of the city was 72.10% White, 10.5% African American, 0.4%Native American, 0.6% Asian, 0.0% Pacific Islander, 14.2% from other races, and 2.2% from two or more races. Hispanic or Latino of any race were 28.3% of the population.
There were 4,891 total households: 3,192 (65.3%) family households and 1,699 (34.7%) non-family households. Of the 3,192 family households 23.4% had children under the age of 18 living with them, 47.4% were married couples living together, 5.3% had a male householder with no wife present, and 12.6% had a female householder with no husband present. Within all households, 28.1% were made up of householders living alone and 14.8% had the individual living alone and was 65 years of age or older. The average household size was 2.53 and the average family size was 3.07.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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