florida

Florida-Mortgage-Lenders.com is a leading Palm Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Palm Beach Florida people become homeowners since 1934. Palm Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Palm Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


PALM BEACH FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

PALM BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Palm Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

PALM BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Palm Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Palm Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Palm Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

PALM BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Palm Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Palm Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Palm Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Palm Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN PALM BEACH FLORIDA
PALM BEACH FLORIDA FHA APPROVED APPRIASERS LIST

PALM BEACH FLORIDA:

Palm Beach is an incorporated town in Palm Beach County, Florida, United States. The Intracoastal Waterway separates it from the neighboring cities of West Palm Beach and Lake Worth. In 2000, Palm Beach had a year-round population of 10,468, with an estimated seasonal population of 30,000.

PALM BEACH FLORIDA FHA APPRIASERS:

The following list of Palm Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Palm Beach Florida.

Name

License/
Expiration Date

Address

ROBERT W MEECE

FLRD1650               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS INC
10800 N MILITARY TRAIL STE 216
PALM BEACH GARDEN,  FL  334100000

PATRICK M DESKIN

FLRD1972               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS, INC
10800 N MILITARY TRL STE 230
PALM BEACH GARDEN,  FL  334100000

DONNA L ADLER

FLRD3354               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS
10800 N MILITARY TRAIL STE 216
PALM BEACH GARDEN,  FL  334100000

SCOTT W STEELE

FLRD3925               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS INC
10800 N. MILITARY TRAIL
PALM BEACH GARDEN,  FL  334100000

CARL R SKARIN

FLRD4292               
(Certified Residential) 
11-30-2016

EQUITY APPRAISERS
9121 N. MILITARY TRAIL #214
PALM BEACH,  FL  334100000

ERIN M MAGGIO

FLRD4441               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS
10800 N MILITARY TRAIL STE 230
PALM BEACH GARDEN,  FL  334100000

JULIE M JENSEN

FLRD5040               
(Certified Residential) 
11-30-2016

JENSEN APPRAISERS, INC.
10800 N. MILITARY TRAIL #230
PALM BEACH GARDEN,  FL  334100000

STEPHEN A JENSEN

FLRD507                
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS
10800 N MILITARY TRL #230
PALM BEACH GARDEN,  FL  334100000

TADD R GORFIDO

FLRD5391               
(Certified Residential) 
11-30-2016

6 COMMORE PLACE
PALM BEACH GARDEN,  FL  334180000

DEBORAH A MEZOE

FLRD5650               
(Certified Residential) 
11-30-2016

EQUITY APPRAISERS
9121 N MILITARY TRAIL, #214
PALM BEACH GARDEN,  FL  334100000

THOMAS J WELLS

FLRD6160               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS, INC.
10800 N. MILITARY TRAIL #230
PALM BEACH GARDEN,  FL  334100000

ALBERT L TAYLOR JR

FLRD6243               
(Certified Residential) 
11-30-2016

JENSEN APPRAISALS
10800 N MILITARY TRAIL, #230
PALM BEACH GARDEN,  FL  334100000

MANUEL LORES JR

FLRD6664               
(Certified Residential) 
11-30-2016

ACE HOME APPRAISALS, INC.
11136 MARJORAM DR
PALM BEACH GARDEN,  FL  334180000

SETH M SUTHERLAND

FLRD7595               
(Certified Residential) 
11-30-2016

SUTHERLAND APPRAISAL SERVICES
295 CAMELLIA STREET
PALM BEACH GARDEN,  FL  334100000

MICHAEL VINCENT J SPAZIANI

FLRZ1167               
(Certified General) 
11-30-2016

350 S COUNTY ROAD, SUITE 201
PALM BEACH,  FL  334800000

ADAM J HARDEJ

FLRZ2574               
(Certified General) 
11-30-2016

APPRAISAL HUB
203 CLUB DRIVE
PALM BEACH GARDEN,  FL  334180000

MURDOA MACKENZIE

FLRZ2779               
(Certified General) 
11-30-2016

8403 ALISTER BLVD W
PALM BEACH GARDEN,  FL  334180000

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About the City of Palm Beach

Palm Beach was established as a resort by Henry Morrison Flagler, who made the Atlantic coast barrier island accessible via his Florida East Coast Railway. The nucleus of the community was established by Flagler's two luxury resort hotels, the Royal Poinciana Hotel and The Breakers Hotel. West Palm Beach was built across Lake Worth as a service town and has become a major city in its own right.
According to the U.S. Census Bureau, the town has a total area of 10.4 square miles (27 square kilometres). 3.9 square miles (10 square kilometres) of it is land and 6.5 square miles (17 square kilometres) of it is water. The total area is 62.45% water.
The 10,468 people in the town are organized into 5,789 households and 3,021 families. The population density is 2,669.2 inhabitants per square mile (1,031.1/km2). There are 9,948 housing units at an average density of 2,536.6 per square mile (979.8/km2). 7.7% of the households have children under the age of 18 living with them, 48.1% are married couples living together, 3.3% have a female householder with no husband present, and 47.8% are non-families. 42.6% of all households are made up of individuals and 27.6% have someone living alone who is 65 years of age or older. The average household size is 1.81 and the average family size is 2.38.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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