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Florida-Mortgage-Lenders.com is a leading Ocoee Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Ocoee Florida people become homeowners since 1934. Ocoee Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Ocoee Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


OCOEE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

OCOEE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Ocoee FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

OCOEE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Ocoee Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Ocoee Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Ocoee Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

OCOEE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Ocoee Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Ocoee Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Ocoee Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Ocoee Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN OCOEE FLORIDA
OCOEE FLORIDA FHA APPROVED APPRIASERS LIST

OCOEE FLORIDA:

Ocoee is a city in Orange County, Florida, United States. As of the 2010 census, the city had a population of 35,579. It is part of the Orlando–Kissimmee–Sanford, Florida Metropolitan Statistical Area.

OCOEE FLORIDA FHA APPRIASERS:

The following list of Ocoee Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Ocoee Florida.

Name

License/
Expiration Date

Address

SALLY A KUHN

FLRD1147               
(Certified Residential) 
11-30-2016

404 E LAKESHORE DR
OCOEE,  FL  347610000

WALTER K SCHAARSCHMIDT

FLRD4144               
(Certified Residential) 
11-30-2016

SCHAARSCHMIDT & ASSOCIATES
1618 GLENHAVEN CIRCLE
OCOEE,  FL  347610000

ALBERT L MROSS

FLRD5537               
(Certified Residential) 
11-30-2016

ADVANCE APPRAISAL GROUP,LLC
302 S. LAKESHORE DRIVE
OCOEE,  FL  347610000

DEBORAH J ROSE

FLRD6989               
(Certified Residential) 
11-30-2016

ROSE APPRAISALS
2553 DOVETAIL DR.
OCOEE,  FL  347610000

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State: FL
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City: Ocoee
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Ocoee FHA MORTGAGE  / Ocoee VA / Ocoee Ocoee FHA REFINANCE / Ocoee NO CREDIT / Ocoee BAD CREDIT / Ocoee HARD MONEY / Ocoee LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Ocoee

In the mid-1850s, Dr. J.D. Starke, stricken with malaria, led a group of slaves, similarly stricken, to the north side of an open pine wooded lake that provided clear and clean water to avoid further malaria outbreaks. The camp built by the group provided a base of operations from which to commute during the day to work the fields near Lake Apopka and rest at night. As the camp grew into a village, it took the name Starke Lake, a name the lake upon which the group settled bears to this day. The city's population increased further after the American Civil War as confederate soldiers and their families settled into the area, including Captain Bluford Sims and General William Temple Withers who wintered at the location.
According to the United States Census Bureau, the city has a total area of 15.7 square miles (40.6 km2), of which 14.7 square miles (38.1 km2) is land and 0.97 square miles (2.5 km2) (6.12%) is water.[11]
There were 8,072 households out of which 44.9% had children under the age of 18 living with them, 65.9% were married couples living together, 10.7% had a female householder with no husband present, and 18.8% were non-families. 13.2% of all households were made up of individuals and 3.8% had someone living alone who was 65 years of age or older. The average household size was 2.99 and the average family size was 3.28.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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