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FORT MYERS FL FHA MORTGAGE LENDERS

Florida-Mortgage-Lenders.com is a leading Fort Myers Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Fort Myers Beach Florida people become homeowners since 1934. Fort Myers Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Fort Myers Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


FORT MYERS BEACH FLORIDA FHA MORTGAGE ADVANTAGES

0. FHA Mortgage Lenders Info

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com

FORT MYERS BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Fort Myers Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

FORT MYERS BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Fort Myers Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Fort Myers Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Fort Myers Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

FORT MYERS BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Fort Myers Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Fort Myers Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Fort Myers Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Fort Myers Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN FORT MYERS BEACH FLORIDA
FORT MYERS BEACH FLORIDA FHA APPROVED CITY DATA

FORT MYERS BEACH FLORIDA:

Fort Myers Beach is a town located on Estero Island in Lee County, Florida, United States. The population was 6,277 at the 2010 census. It is part of the Cape Coral–Fort Myers Metropolitan Statistical Area. It was officially incorporated on December 31, 1995.

FORT MYERS BEACH FLORIDA FHA CITY DATA:

Males: 3,119 (46.7%)
Females: 3,557 (53.3%)
Median resident age: 63.2 years
Florida median age: 40.3 years
Zip codes: 33908.
Estimated median household income in 2012: $47,956 (it was $48,045 in 2000)
Fort Myers Beach: $47,956
FL: $45,040
Estimated per capita income in 2012: $54,695 (it was $34,703 in 2000)

Estimated median house or condo value in 2012: $328,569 (it was $188,500 in 2000)
Fort Myers Beach: $328,569
FL: $148,200
Mean prices in 2009: All housing units: $543,701; Detached houses: $595,771; Townhouses or other attached units: $571,858; In 2-unit structures: $490,052; In 3-to-4-unit structures: $500,850; In 5-or-more-unit structures: $525,847; Mobile homes: $106,002; Occupied boats, RVs, vans, etc.: $41,644
Median gross rent in 2012: $793.

Fort Myers Beach FHA MORTGAGE  / Fort Myers Beach VA / Fort Myers Beach Fort Myers Beach FHA REFINANCE / Fort Myers Beach NO CREDIT / Fort Myers Beach BAD CREDIT / Fort Myers Beach HARD MONEY / Fort Myers Beach LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Fort Myers Beach

According to the United States Census Bureau, the town has a total area of 6.2 square miles (16 km2), of which, 2.9 square miles (7.5 km2) of it is land and 3.3 square miles (8.5 km2) of it (53.41%) is water. The town is situated on the barrier island of Estero Island.
There were 3,444 households out of which 7.9% had children under the age of 18 living with them, 50.4% were married couples living together, 4.0% had a female householder with no husband present, and 43.4% were non-families. 35.6% of all households were made up of individuals and 17.7% had someone living alone who was 65 years of age or older. The average household size was 1.81 and the average family size was 2.23.
The Chapel by the Sea was the first church on the island. A congregation of the Presbyterian Church (USA), Chapel by the Sea was started in 1932 as a mission of the Presbyterians. It was officially founded one year later. The first building was constructed in 1937 with a seating capacity of 47. Today's Sanctuary holds 700. Although it is Presbyterian, the Chapel is known on the island as the community church. The church hosts "God's Table" feeding the poor and needy of the beach every day, Monday through Friday.

ABOUT FORT MYERS FLORIDA

Fort Myers: Our tour guide Fort Myers BeachFort Myers: Our tour guide Fort Myers Beach

Fort Myers: Back bay Fort Myers: Backbay

Fort Myers: Fort Myers Vetrans Bridge, FL Sunset Fort Myers: Fort Myers Vetrans Bridge, FL Sunset

Fort Myers: Sunset from barrier island between Fort Myers and SanibelFort Myers: Sunset from barrier island between Fort Myers and Sanibel

Fort Myers: Fort Myers Beach back bayFort Myers: Fort Myers Beach back bay

Fort Myers: Night Shot of the new bridge/causeway in Fort Myers-Fort Myers: Night Shot of the new bridge/causeway in Fort Myers

Fort Myers: downtownFort Myers: downtown

Humidity: 100%

Current weather forecast for Fort Myers, FL

Population in 2013: 68,190 (97% urban, 3% rural). Population change since 2000: +41.4%

Males: 36,100            (52.9%)

Females: 32,090         (47.1%)

Median resident age:  38.9 years

Florida median age:    41.5 years

Zip codes: 33901, 33907, 33912, 33916, 33917, 33966.

Fort Myers Zip Code Map

Estimated median household income in 2013: $31,570 (it was $28,514 in 2000)

Fort Myers:               $31,570

FL:            $46,036

Estimated per capita income in 2013: $20,271 (it was $17,312 in 2000)

Fort Myers city income, earnings, and wages data

Estimated median house or condo value in 2013: $127,100 (it was $71,700 in 2000)

Fort Myers:               $127,100

FL:            $153,300

Mean prices in 2013: All housing units: $166,500; Detached houses: $188,576; Townhouses or other attached units: $158,834; In 3-to-4-unit structures: $112,943; In 5-or-more-unit structures: $134,385; Mobile homes: $16,395

Median gross rent in 2013: $789.

Recent home sales, real estate maps, and home value estimator for zip codes: 33901, 33912, 33913, 33916, 33966.

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