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Florida-Mortgage-Lenders.com is a leading Cape Canaveral Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Cape Canaveral Florida people become homeowners since 1934. Cape Canaveral Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Cape Canaveral Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


CAPE CANAVERAL FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

CAPE CANAVERAL FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Cape Canaveral FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

CAPE CANAVERAL FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Cape Canaveral Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Cape Canaveral Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Cape Canaveral Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

CAPE CANAVERAL FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Cape Canaveral Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Cape Canaveral Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Cape Canaveral Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Cape Canaveral Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN CAPE CANAVERAl FLORIDA
CAPE CANAVERAL FLORIDA FHA APPROVED CITY DATA

CAPE CANAVERAl FLORIDA:

Cape Canaveral is a city in Brevard County in the State of Florida, which had a population of 9,912 at the 2010 census. It is part of the Palm Bay-Melbourne-Titusville Metropolitan Statistical Area, which had a 2000 estimated population of 8,829.

CAPE CANAVERAL FLORIDA FHA CITY DATA:

Males: 5,230 (52.4%)
Females: 4,758 (47.6%)
Median resident age: 51.4 years
Florida median age: 40.3 years
Zip codes: 32920, 32931.
Estimated median household income in 2012: $41,256 (it was $30,858 in 2000)
Cape Canaveral: $41,256
FL: $45,040
Estimated per capita income in 2012: $33,531 (it was $23,537 in 2000)

Estimated median house or condo value in 2012: $135,939 (it was $83,100 in 2000)
Cape Canaveral: $135,939
FL: $148,200
Mean prices in 2011: All housing units: $229,070; Detached houses: $350,115; Townhouses or other attached units: $185,969; In 2-unit structures: $253,096; In 3-to-4-unit structures: $162,086; In 5-or-more-unit structures: $241,648; Mobile homes: $31,895
Median gross rent in 2012: $843.

Cape Canaveral FHA MORTGAGE  / Cape Canaveral VA / Cape Canaveral Cape Canaveral FHA REFINANCE / Cape Canaveral NO CREDIT / Cape Canaveral BAD CREDIT / Cape Canaveral HARD MONEY / Cape Canaveral LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Cape Canaveral

After the establishment of a lighthouse in 1848, a few families moved into the area and a small, but stable settlement was born. As the threat of Seminole Indian attacks became increasingly unlikely, other settlers began to move into the area around the Indian River. Post offices and small community stores with postal facilities were established at Canaveral, Canaveral Harbor and Artesia. It is thought the Artesia post office was so named for the ground water of artesian springs that are prevalent in the area.
According to the United States Census Bureau, the city has a total area of 2.3 square miles (6.0 km2). 2.3 square miles (6.0 km2) of it is land and 0.04 square miles (0.10 km2) of it (0.85%) is water.
As of the census of 2000, there were 8,829 people, 5,066 households, and 2,097 families residing in the city. The population density was 3,788.0 inhabitants per square mile (1,463.0/km²). There were 6,641 housing units at an average density of 2,849.3 per square mile (1,100.5/km²). The racial makeup of the city was 94.68% White, 1.43% African American, 0.32% Native American, 1.70% Asian, 0.06% Pacific Islander, 0.42% from other races, and 1.40% from two or more races. Out of all of which Hispanics or Latinos of constituted 3.48% of the population, regardless of race.

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