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Florida-Mortgage-Lenders.com is a leading Atlantic Beach Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Atlantic Beach Florida people become homeowners since 1934. Atlantic Beach Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Atlantic Beach Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


ATLANTIC BEACH FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

ATLANTIC BEACH FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Atlantic Beach FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

ATLANTIC BEACH FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Atlantic Beach Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Atlantic Beach Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Atlantic Beach Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

ATLANTIC BEACH FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Atlantic Beach Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Atlantic Beach Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Atlantic Beach Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Atlantic Beach Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN ATLANTIC BEACH FLORIDA
ATLANTIC BEACH FLORIDA FHA APPROVED APPRIASERS LIST

ATLANTIC BEACH FLORIDA:

Atlantic Beach is a Duval County city in the State of Florida, part of the Jacksonville Beaches communities. Which had a population of 12,655 at the 2010 census. Located in Jacksonville Beaches.

ATLANTIC BEACH FLORIDA FHA APPRIASERS:

The following list of Atlantic Beach Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Atlantic Beach Florida.

Name

License/
Expiration Date

Address

CHARLES D BURBRIDGE

FLRD2389               
(Certified Residential) 
11-30-2016

CDBURBRIDGE & ASSOCIATES
336 10TH ST
ATLANTIC BEACH,  FL  322330000

COLLEEN M GRIGGS

FLRD5026               
(Certified Residential) 
11-30-2016

GRIGGS REAL ESTATE APPRAISAL
PO BOX 330636
ATLANTIC BEACH,  FL  322330000

MICHAEL J GRAYBEAL

FLRD6460               
(Certified Residential) 
11-30-2016

GRAYBEAL APPRAISAL SRVCS, INC.
1094 FEATHERWOOD COURT
ATLANTIC BEACH,  FL  322330000

HAROLD M ADAMS JR

FLRD7809               
(Certified Residential) 
11-30-2016

312 4TH STREET
ATLANTIC BEACH,  FL  322330000

KALA L HEALD

FLRZ404                
(Certified General) 
11-30-2016

HEALD &ASSOCIATES RE APPRAISAL
P.O. BOX 330-974
ATLANTIC BEACH,  FL  322330000

MICHAEL R WARREN

NCA6464                
(Certified Residential) 
06-30-2015

P.O. BOX 848
ATLANTIC BEACH,  NC  285120000

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State: FL
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City: Atlantic Beach
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Atlantic Beach FHA MORTGAGE  / Atlantic Beach VA / Atlantic Beach Atlantic Beach FHA REFINANCE / Atlantic Beach NO CREDIT / Atlantic Beach BAD CREDIT / Atlantic Beach HARD MONEY / Atlantic Beach LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Atlantic Beach

During World War I people were afraid to come to the coast and the Atlantic Beach Corporation went bankrupt. To make matters worse the Atlantic Beach Hotel burned down on September 20, 1919. After the war land began to sell again and settlement grew. The Town of Atlantic Beach was incorporated in 1926 and the first charter was adopted in 1929. The first town hall burned down in 1932 and a new one was built in 1932. The newly established Mayport Naval Stationand the construction of the Mathews Bridge led to further development of the town. The boundaries of Atlantic Beach were extended in 1987 with the annexation of Seminole Beach and again in 1996 by extending the westerly boundary to the Intracoastal Waterway.
According to the United States Census Bureau, the city has a total area of 13.0 square miles (33.6 km2). 3.5 square miles (9.0 km2) of it is land and 9.5 square miles (24.6 km2) of it (73.07%) is water.
As of the census of 2000, there were 13,368 people, 5,623 households, and 3,643 families residing in the city. The population density was 3,584.3 inhabitants per square mile (1,383.8/km²). There were 6,003 housing units at an average density of 1,609.5 per square mile (621.4/km²). The racial makeup of the city was 82.23% White, 12.69% African American, 0.26%Native American, 2.09% Asian, 0.03% Pacific Islander, 1.12% from other races, and 1.58% from two or more races. Hispanic or Latino of any race were 4.18% of the population.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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