florida

Florida-Mortgage-Lenders.com is a leading Switzerland Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Switzerland Florida people become homeowners since 1934. Switzerland Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Switzerland Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SWITZERLAND FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

SWITZERLAND FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Switzerland FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SWITZERLAND FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Switzerland Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Switzerland Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Switzerland Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SWITZERLAND FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Switzerland Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Switzerland Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Switzerland Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Switzerland Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN SWITZERLAND FLORIDA
SWITZERLAND FLORIDA FHA APPROVED APPRIASERS LIST

SWITZERLAND FLORIDA:

Switzerland, Florida is an unincorporated community in St. Johns County, Florida, United States. It is adjacent to Fruit Cove.

SWITZERLAND FLORIDA FHA APPRIASERS:

The following list of Switzerland Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Switzerland Florida.

Name

License/
Expiration Date

Address

MARK A SCHOFIELD

FLRD2142               
(Certified Residential) 
11-30-2016

SCHOFIELD APPRAISAL SERVICES
450-106 STATE ROAD 13N, #211
ST. JOHNS,  FL  322590000

GERALD L WILKES JR

FLRD2422               
(Certified Residential) 
11-30-2016

WILKES APPRAISERS, INC.
217 NORTH CHECKERBERRY WAY
ST. JOHNS,  FL  322590000

SALLY L GLASSBERG

FLRD3762               
(Certified Residential) 
11-30-2016

517 KERNAN MILL LANE
JACKSONVILLE,  FL  322590000

JASON R BELANGER

FLRD3763               
(Certified Residential) 
11-30-2016

332 ALVAR CIRCLE
SAINT JOHNS,  FL  322590000

KRISTINA MCKEEVER

FLRD4297               
(Certified Residential) 
11-30-2016

132 LEESE DR
ST. JOHNS,  FL  322590000

BRYAN P MCCOSKER

FLRD4820               
(Certified Residential) 
11-30-2016

ACCURACY ASSURED APPRAISALS
2601 PECAN PL
JACKSONVILLE,  FL  322590000

PATRICIA J KILLAM

FLRD5336               
(Certified Residential) 
11-30-2016

132 HAWTHORN HEDGE LANE
SAINT JOHNS,  FL  322590000

BRADLEY D YANNY

FLRD5392               
(Certified Residential) 
11-30-2016

FORSYTHE APPRAISALS, LLC.
2220 CR210 WEST SUITE 108-228
JACKSONVILLE,  FL  322590000

KIMBERLY A BAXTER

FLRD6762               
(Certified Residential) 
11-30-2016

BAXTER APPRAISAL SERVICES
794 SWISS OAKS COURT
JACKSONVILLE,  FL  322590000

JEREMY A MILLER

FLRD6921               
(Certified Residential) 
11-30-2016

FORSYTHE APPRAISALS, LLC
2220 COUNTY ROAD 210 WEST, SUI
JACKSONVILLE,  FL  322590000

WILLIAM B COOK III

FLRD700                
(Certified Residential) 
11-30-2016

WILLIAM COOK APPRA. SER., INC.
2220 CR 210 W, STE 108 BOX 439
JACKSONVILLE,  FL  322590000

JOSEPH P CHIAPPUTO

FLRZ2733               
(Certified General) 
11-30-2016

605 RACOON CT
ST. JOHNS,  FL  322590000

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City: Switzerland
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Switzerland FHA MORTGAGE  / Switzerland VA / Switzerland Switzerland FHA REFINANCE / Switzerland NO CREDIT / Switzerland BAD CREDIT / Switzerland HARD MONEY / Switzerland LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Switzerland

Along with Fruit Cove and Julington Creek, the community is associated to the zip code 32259 (St. Johns, Florida).
Switzerland is situated on the eastern bank of the St. Johns River, across from Green Cove Springs and Middleburg in Clay County, and is south of Jacksonville, Florida (Duval County).
There are many schools in the Switzerland area. The main elementary schools are Hickory Creek Elementary and Cunningham Creek Elementary. The middle school is Switzerland Point Middle School, and the high school is Bartram Trail.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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