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Florida-Mortgage-Lenders.com is a leading Sumner Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Sumner Florida people become homeowners since 1934. Sumner Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Sumner Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SUMNER FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

SUMNER FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Sumner FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SUMNER FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Sumner Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Sumner Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Sumner Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SUMNER FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Sumner Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Sumner Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Sumner Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Sumner Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN SUMNER FLORIDA
SUMNER FLORIDA FHA APPROVED APPRIASERS LIST

SUMNER FLORIDA:

Sumner is an unincorporated community in Levy County, Florida, United States. It is located on State Road 24 about 1 mile (1.6 km) southwest of Rosewood and 8 miles (13 km) northeast of Cedar Key.

SUMNER FLORIDA FHA APPRIASERS:

The following list of Sumner Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Sumner Florida.

Name

License/
Expiration Date

Address

GARY G WALKER

WA1100679              
(Certified General) 
09-27-2015

6422 155TH AVE E
SUMNER,  WA  983900000

ALBERT UGAS

WA1101529              
(Certified General) 
02-11-2017

124 MOUNTAIN CIRCLE DIRVE
SUMNER,  WA  983900000

KELLY A KELSOE

WA1701206              
(Certified Residential) 
01-22-2017

ATLED ENTERPRISES INC.
P.O. BOX 1110
SUMNER,  WA  983900000

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Sumner FHA MORTGAGE  / Sumner VA / Sumner Sumner FHA REFINANCE / Sumner NO CREDIT / Sumner BAD CREDIT / Sumner HARD MONEY / Sumner LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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