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Florida-Mortgage-Lenders.com is a leading Sugarloaf Shores Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Sugarloaf Shores Florida people become homeowners since 1934. Sugarloaf Shores Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Sugarloaf Shores Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SUGARLOAF SHORES FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

SUGARLOAF SHORES FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Sugarloaf Shores FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SUGARLOAF SHORES FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Sugarloaf Shores Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Sugarloaf Shores Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Sugarloaf Shores Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SUGARLOAF SHORES FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Sugarloaf Shores Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Sugarloaf Shores Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Sugarloaf Shores Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Sugarloaf Shores Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

HOMES FOR SALE IN SUGARLOAF SHORES FLORIDA
SUGARLOAF SHORES FLORIDA FHA APPROVED CITY DATA

SUGARLOAF SHORES FLORIDA:

Sugarloaf Shores is an unincorporated community in Monroe County, Florida, United States. It is located in the lower Florida Keys on Lower Sugarloaf Key near mile marker 17 on US 1 (the Overseas Highway). It is directly across US 1 from the ghost town of Perky.

Sugarloaf Shores FHA MORTGAGE  / Sugarloaf Shores VA / Sugarloaf Shores Sugarloaf Shores FHA REFINANCE / Sugarloaf Shores NO CREDIT / Sugarloaf Shores BAD CREDIT / Sugarloaf Shores HARD MONEY / Sugarloaf Shores LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

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Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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1375949
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