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Florida-Mortgage-Lenders.com is a leading Santa Monica Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Santa Monica Florida people become homeowners since 1934. Santa Monica Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Santa Monica Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SANTA MONICA FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

SANTA MONICA FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Santa Monica FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SANTA MONICA FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Santa Monica Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Santa Monica Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Santa Monica Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SANTA MONICA FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Santa Monica Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Santa Monica Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Santa Monica Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Santa Monica Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN SANTA MONICA FLORIDA
SANTA MONICA FLORIDA FHA APPROVED APPRIASERS LIST

SANTA MONICA FLORIDA:

Santa Monica is an unincorporated community in Bay County, Florida, United States. It is part of the Panama City–Lynn Haven–Panama City Beach Metropolitan Statistical Area. Its population is 60.

SANTA MONICA FLORIDA FHA APPRIASERS:

The following list of Santa Monica Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Santa Monica Florida.

Name

License/
Expiration Date

Address

DEREK C ROWLAND

CAAG009113             
(Certified General) 
08-01-2015

3420 OCEAN PARK BLVD STE 3030
SANTA MONICA,  CA  904050000

DANIEL S KIRIAKIDIS

CAAR006273             
(Certified Residential) 
07-30-2015

DANIEL S. KIRIAKIDIS
3017 SANTA MONICA BLVD #201B
SANTA MONICA,  CA  904040000

CLIFFORD F BOURLAND

CAAR009614             
(Certified Residential) 
02-06-2017

C.B.A REAL ESTATE APPRAISAL
1434 6TH STREET #4
SANTA MONICA,  CA  904010000

GREGORY J STANFORD

CAAR011102             
(Certified Residential) 
08-13-2016

TOWNSHIP GROUP
POB 2066
SANTA MONICA,  CA  904063518

MILVI E LAAN

CAAR012128             
(Certified Residential) 
09-07-2016

MILVI LAAN APPRAISALS
1205 PACIFIC ST
SANTA MONICA,  CA  904050000

JULIE A CASEY

CAAR015914             
(Certified Residential) 
02-08-2017

JULIE CASEY APPRAISAL
2435 OAK STREET
SANTA MONICA,  CA  904050000

SCOTT D WEISS

CAAR019013             
(Certified Residential) 
05-20-2016

1158 26TH ST. #489
SANTA MONICA,  CA  904030000

VICTOR H VILLALBA

CAAR020075             
(Certified Residential) 
06-21-2016

CITYWIDE VALUATION SERVICES
1112 MONTANA AVE #450
SANTA MONICA,  CA  904030000

VICKIE L JOY

CAAR026344             
(Certified Residential) 
12-29-2016

VICKIE JOY
651 GRANT STREET #5
SANTA MONICA,  CA  904050000

KENNETH B SHURE

CAAR028222             
(Certified Residential) 
07-24-2017

PO BOX 5853
SANTA MONICA,  CA  904090000

DRAKE E GOOSBY

CAAR028874             
(Certified Residential) 
04-11-2016

GOOSBY VALUATION
2118 WILSHIRE BLVD #974
SANTA MONICA,  CA  904030000

DANIEL E RINSCH

CAAR029246             
(Certified Residential) 
08-11-2016

1319A CENTINELA AVENUE
SANTA MONICA,  CA  904040000

RAQUEL B ALVAREZ

CAAR031637             
(Certified Residential) 
08-16-2016

ALVAREZ APPRAISALS
1418 14TH STREET UNIT 1
SANTA MONICA,  CA  904040000

NADER MALEK

CAAR032121             
(Certified Residential) 
10-14-2015

2677 CENTINELA AVE #105
SANTA MONICA,  CA  904050000

SY S MOODY

CAAR032739             
(Certified Residential) 
12-30-2015

MOODY APPRAISAL GROUP, INC.
2324 30TH STREET
SANTA MONICA,  CA  904050000

SHARON L POLLOCK

CAAR033109             
(Certified Residential) 
02-10-2016

ALL COUNTY APPRAISALS
2307 OCEAN AVE #112
SANTA MONICA,  CA  904050000

MIKE A PICKFORD

CAAR034127             
(Certified Residential) 
05-20-2016

PICKFORD APPRAISAL
3111 4TH STREET, #217
SANTA MONICA,  CA  904050000

SEAN R COPELAND

CAAR035736             
(Certified Residential) 
09-10-2015

SR COPELAND
2645 4TH ST #1
SANTA MONICA,  CA  904050000

JUSTIN MASTRANGELO

CAAR038197             
(Certified Residential) 
09-01-2015

2415 21ST STREET
SANTA MONICA,  CA  904050000

SCOTT E GARDNER

CAAR042005             
(Certified Residential) 
02-01-2017

SILVER ACE REAL ESTATE CO.,INC
1158 26TH STREET #176
SANTA MONICA,  CA  904030000

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