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Florida-Mortgage-Lenders.com is a leading Sanlando Springs Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Sanlando Springs Florida people become homeowners since 1934. Sanlando Springs Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Sanlando Springs Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SANLANDO SPRINGS FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

SANLANDO SPRINGS FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Sanlando Springs FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SANLANDO SPRINGS FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Sanlando Springs Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Sanlando Springs Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Sanlando Springs Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SANLANDO SPRINGS FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Sanlando Springs Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Sanlando Springs Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Sanlando Springs Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Sanlando Springs Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN SANLANDO SPRINGS FLORIDA
SANLANDO SPRINGS FLORIDA FHA APPROVED APPRIASERS LIST

SANLANDO SPRINGS FLORIDA:

Sanlando Springs is a first magnitude freshwater spring and an unincorporated community in Seminole County, Florida, just west of Longwood, Florida, so-named for its location between the cities of Sanford and Orlando.

SANLANDO SPRINGS FLORIDA FHA APPRIASERS:

The following list of Sanlando Springs Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Sanlando Springs Florida.

Name

License/
Expiration Date

Address

LOUIS SHEPHERD JR

FLRD1316               
(Certified Residential) 
11-30-2016

LOUIS SHEPHER JR MBA
200 MAITLAND AVENUE #208
ALTAMONTE SPRINGS,  FL  327010000

GARLAND H JOHNSON

FLRD1417               
(Certified Residential) 
11-30-2016

702 GRANDVIEW AVE
ALTAMONTE SPRINGS,  FL  327010000

CAROLINE ROUTSON

FLRD1419               
(Certified Residential) 
11-30-2016

CAROLINE ROUTSON ST.CERT.APPR,
802 PENNSYLVANIA AVENUE
ALTAMONTE SPRINGS,  FL  327010000

DAVID G JOHNSON

FLRD2055               
(Certified Residential) 
11-30-2016

G. JOHNSON & ASSOC., INC.
702 GRANDVIEW AVE.
ALTAMONTE SPRINGS,  FL  327010000

CHRISTAL E BENNETT

FLRD2556               
(Certified Residential) 
11-30-2016

200 MAITLAND AVE SUITE 207
ALTAMONTE SPRINGS,  FL  327010000

JOHN R MACMILLAN

FLRD3859               
(Certified Residential) 
11-30-2016

THE APPRAISAL GROUP CF INC
378 CENTERPOINTE CIRCLE #8612
ALTAMONTE SPRINGS,  FL  327010000

ANN M WAITE

FLRD3939               
(Certified Residential) 
11-30-2016

WAITE APPRAISAL, INC.
517 BIANCA COURT
ALTAMONTE SPRINGS,  FL  327010000

JOYCE J POTTS

FLRD559                
(Certified Residential) 
11-30-2016

1812 FLORIDA BLVD
ALTAMONTE SPRINGS,  FL  327010000

DAVID M HILL

FLRD6760               
(Certified Residential) 
11-30-2016

517 BIANCA CT
ALTAMONTE SPRINGS,  FL  327010000

FREDERICK M HILL

FLRD7506               
(Certified Residential) 
11-30-2016

WAITE APPRAISAL INC.
517 BIANCA CT
ALTAMONTE SPRINGS,  FL  327010000

SARAI L LUGO

FLRD7553               
(Certified Residential) 
11-30-2016

PARKER APPRAISAL GROUP
553 KAREN AVE.
ALTAMONTE SPRINGS,  FL  327010000

H K POPE

FLRZ1431               
(Certified General) 
11-30-2016

THE APPRAISAL GROUP OF CF
378 CENTERPOINTE CIR. #1286
ALTAMONTE SPRINGS,  FL  327010000

JOHN D WAITE

FLRZ1843               
(Certified General) 
11-30-2016

517 BIANCA COURT
ALTAMONTE SPRINGS,  FL  327010000

JAMEE S BARFIELD

FLRZ2264               
(Certified General) 
11-30-2016

THE APPRAISAL GROUP OF CF
378 CENTERPOINTE CIRCLE #1286
ALTAMONTE SPRINGS,  FL  327010000

RICHARD K MACMILLAN

FLRZ353                
(Certified General) 
11-30-2016

378 CENTER POINTE CIR STE 1286
ALTAMONTE SPRINGS,  FL  327010000

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About the City of Sanlando Springs

In 1971, the property was sold for conversion into a private residential development to be known as The Springs.
The spring itself is located behind the clubhouse of The Springs, a gated community. Although managed by the St. Johns River Water Management District, it is a private recreation and swimming area for residents of the community and respective guests and is no longer open to the general public.
The main swimming area boasts a diving platform over the spring, approximately 6 ft (1.8 m) above the waters surface. There is also a floating man-made island, approximately 40 ft (12.2 m) from the shoreline, to which guests may swim. The waters of the main spring eventually empty into the Wekiva River and from there into the St. Johns River. Sanlando Springs, along with nearby Rock Springs, Wekiwa Springs and Palm Springs, form the headwaters of the Wekiva River.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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