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Florida-Mortgage-Lenders.com is a leading Salt Springs Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Salt Springs Florida people become homeowners since 1934. Salt Springs Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Salt Springs Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


SALT SPRINGS FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

SALT SPRINGS FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Salt Springs FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

SALT SPRINGS FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Salt Springs Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Salt Springs Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Salt Springs Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

SALT SPRINGS FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Salt Springs Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Salt Springs Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Salt Springs Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Salt Springs Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN SALT SPRINGS FLORIDA
SALT SPRINGS FLORIDA FHA APPROVED CITY DATA

SALT SPRINGS FLORIDA:

Salt Springs is an unincorporated community in Marion County, Florida, United States.[1] It is located near Lake George. The community is part of the Ocala Metropolitan Statistical Area. Salt Springs is seated amongst the Ocala National Forest.

SALT SPRINGS FLORIDA FHA CITY DATA:

Total Population 8,405
Square Miles 314.94
Population Density 26.70
1990 Population 6,832
2000 Population 8,473
2010 Population 8,418
5 Year Population Projection (2017) 8,956
Population Change Since 1990 23.02%
Population Change Since 2000 -0.79%
Population Change Since 2010 -0.15%
Forecasted Population Change by 2017 6.56%
Population Male 50.34%
Population Female 49.66%
Median Age 52.00

Salt Springs FHA MORTGAGE  / Salt Springs VA / Salt Springs Salt Springs FHA REFINANCE / Salt Springs NO CREDIT / Salt Springs BAD CREDIT / Salt Springs HARD MONEY / Salt Springs LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Salt Springs

Salt Springs offers plenty of activities for the family; including, fishing, camping, biking and hiking. The neighboring body of water known as Lake Kerr is also a place to enjoy a variety of water sports. Just inside the town limits is "Bass Champions," a seafood/country cooking restaurant that has become a favorite of locals as well as those from other parts of the state. The main attraction is the Salt Springs Recreation and Camping areas.
The main roads through Salt Springs are State Road 19, as well as County Road 314 and County Road 316, both of which terminate at SR 19.
A fatal alligator attack took place seven miles south of Salt Springs on May 14, 2006. A 23-year-old Florida woman was killed by an alligator while snorkeling at a lakeside recreation area,.[2] Lake Kerr has lots of Alligators

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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