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Florida-Mortgage-Lenders.com is a leading Rocky Creek Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Rocky Creek Florida people become homeowners since 1934. Rocky Creek Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Rocky Creek Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


ROCKY CREEK FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

ROCKY CREEK FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Rocky Creek FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

ROCKY CREEK FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Rocky Creek Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Rocky Creek Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Rocky Creek Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

ROCKY CREEK FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Rocky Creek Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Rocky Creek Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Rocky Creek Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Rocky Creek Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN ROCKY CREEK FLORIDA
ROCKY CREEK FLORIDA FHA APPROVED APPRIASERS LIST

ROCKY CREEK FLORIDA:

Rocky Creek is an unincorporated community in Hillsborough County, Florida, United States. Although a separate community, it is a part of the census-designated place (CDP) of Town 'n' Country. The ZIP code for the community is 33615.

ROCKY CREEK FLORIDA FHA APPRIASERS:

The following list of Rocky Creek Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Rocky Creek Florida.

Name

License/
Expiration Date

Address

BRUCE E WRIGHT

FLRD1346               
(Certified Residential) 
11-30-2016

8414 STILLBROOK AVENUE
TAMPA,  FL  336150000

BENJAMIN W SHELDON

FLRD2253               
(Certified Residential) 
11-30-2016

SHELDON APPRAISAL SERVICES
6034 MORNAY DRIVE
TAMPA,  FL  336150000

CHRISTOPHER M FERNANDEZ

FLRD6232               
(Certified Residential) 
11-30-2016

CHRISTOPHER FERNANDEZ
7110 SEABURY COURT
TAMPA,  FL  336150000

ANGEL R FAMIGLIETTI

FLRD7156               
(Certified Residential) 
11-30-2016

EQUINOX CORP. APPRAISAL SERVIC
8710 W. HILLSBOROUGH AVE. #242
TAMPA,  FL  336150000

JUAN B LONG

FLRD7459               
(Certified Residential) 
11-30-2016

CHAMPIONS REAL ESTATE APPRAISA
8710 W HILLSBOROUGH AVE #120
TAMPA,  FL  336150000

MICHAEL H FORSYTHE

FLRD7538               
(Certified Residential) 
11-30-2016

FORSYTHE APPRAISALS, LLC
6161 MEMORIAL HIGHWAY #116
TAMPA,  FL  336150000

PAMELA S WITWICKY-CUMMINGS

FLRD7573               
(Certified Residential) 
11-30-2016

RIGGINS, ATKINSON, COMBS & ASS
6344 NEWTOWN CIRCLE #A1
TAMPA,  FL  336150000

JACOB D SANN

FLRD8005               
(Certified Residential) 
11-30-2016

7604 CORTEZ CT
TAMPA,  FL  336150000

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Rocky Creek FHA MORTGAGE  / Rocky Creek VA / Rocky Creek Rocky Creek FHA REFINANCE / Rocky Creek NO CREDIT / Rocky Creek BAD CREDIT / Rocky Creek HARD MONEY / Rocky Creek LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Rocky Creek

Rocky Creek is located at 28° 0' 15" north, 82° 34' 47" west (28.004, -82.57972); or about 8 miles northwest of Tampa. The elevation for the community is 3 feet above sea level.
The community of Rocky Creek is served by Hillsborough County Schools.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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