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Florida-Mortgage-Lenders.com is a leading Rock Harbor Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Rock Harbor Florida people become homeowners since 1934. Rock Harbor Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Rock Harbor Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


ROCK HARBOR FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

ROCK HARBOR FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Rock Harbor FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

ROCK HARBOR FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Rock Harbor Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Rock Harbor Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Rock Harbor Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

ROCK HARBOR FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Rock Harbor Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Rock Harbor Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Rock Harbor Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Rock Harbor Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN ROCK HARBOR FLORIDA
ROCK HARBOR FLORIDA FHA APPROVED CITY DATA

ROCK HARBOR FLORIDA:

Rock Harbor is an unincorporated community in Monroe County, Florida, United States.

ROCK HARBOR FLORIDA FHA CITY DATA:

Population: 136
Population density:
Rock Harbor: 167 people per square mile
Median rent in 2011:
Rock Harbor: $1,184
Males: 75
Females: 60
Median age:
Males:
This neighborhood: 57.2 years
Whole city: 46.5 years
Females:
This neighborhood: 58.3 years
Whole city: 50.2 years
Average household size:
Rock Harbor: 2.4 people
Percentage of family households:
Rock Harbor: 44.9%

Rock Harbor FHA MORTGAGE  / Rock Harbor VA / Rock Harbor Rock Harbor FHA REFINANCE / Rock Harbor NO CREDIT / Rock Harbor BAD CREDIT / Rock Harbor HARD MONEY / Rock Harbor LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Rock Harbor

It is located in the upper Florida Keys on Key Largo on US 1 (the Overseas Highway) northeast of Thompson and southwest of Newport and the Census-designated place (CDP) of Key Largo.
It is located at 25.077°N 80.46°W. Its elevation is 10 feet (3 m), making it relatively high for the Keys.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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