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Florida-Mortgage-Lenders.com is a leading Rochelle Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Rochelle Florida people become homeowners since 1934. Rochelle Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Rochelle Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


ROCHELLE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

ROCHELLE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Rochelle FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

ROCHELLE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Rochelle Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Rochelle Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Rochelle Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

ROCHELLE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Rochelle Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Rochelle Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Rochelle Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Rochelle Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN ROCHELLE FLORIDA
ROCHELLE FLORIDA FHA APPROVED APPRIASERS LIST

ROCHELLE FLORIDA:

Rochelle is an unincorporated community in Alachua County, Florida, United States. Rochelle is located at 29°35'47?N 82°13'04?W (29.59639, -82.21778).

ROCHELLE FLORIDA FHA APPRIASERS:

The following list of Rochelle Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Rochelle Florida.

Name

License/
Expiration Date

Address

SCOTT T ZOTOLLO

FLRD5551               
(Certified Residential) 
11-30-2016

ZOTS APPRAISAL SERVICES INC.
PO BOX 276
ROCHELLE PARK,  NJ  076620000

G. ROGER JACOBSON

IL553.000189           
(Certified General) 
09-30-2015

JACOBSON & ASSOCIATES, LTD
905 N 7TH STREET PO BOX 199
ROCHELLE,  IL  610680000

KENNETH P ESTERDAY

IL553.001289           
(Certified General) 
09-30-2015

5784 S. BEEBE DR
ROCHELLE,  IL  610680000

SCOTT T ZOTOLLO

NJ42RC00166100         
(Certified Residential) 
12-31-2015

ZOTS APPRAISAL SERVICES INC.
PO BOX 276
ROCHELLE PARK,  NJ  076620000

SCOTT T ZOTOLLO

NY45000049595          
(Certified Residential) 
10-08-2015

ZOTS APPRAISAL SERVICES INC.
PO BOX 276
ROCHELLE PARK,  NJ  076620000

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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954-667-9110

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Reviews on Zillow
1399173
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