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Florida-Mortgage-Lenders.com is a leading Peters Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Peters Florida people become homeowners since 1934. Peters Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Peters Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


PETERS FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

PETERS FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Peters FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

PETERS FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Peters Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Peters Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Peters Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

PETERS FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Peters Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Peters Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Peters Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Peters Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN PETERS FLORIDA
PETERS FLORIDA FHA APPROVED APPRIASERS LIST

PETERS FLORIDA:

Peters, Florida was a community in southern Dade County during the first half of the 20th century. It was located at the intersection of Quail Roost Road and the Florida East Coast Railway, and later became part of Perrine.

PETERS FLORIDA FHA APPRIASERS:

The following list of Peters Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Peters Florida.

Name

License/
Expiration Date

Address

JAMES G BURKET

VA4001000675           
(Certified Residential) 
12-31-2015

P O BOX 1685
PETERSBURG,  VA  238050000

JOHN P MCCLURG

VA4001006220           
(Certified General) 
02-29-2016

POTOMAC HIGHLANDS APPRAISAL GR
HC 33 BOX 862
PETERSBURG,  WV  268470000

KEITH W MARTIN

WVCG184                
(Certified General) 
09-30-2015

K MARTIN APPRAISALS, LLC
PO BOX 973
PETERSBURG,  WV  268470000

JOHN P MCCLURG

WVCG304                
(Certified General) 
09-30-2015

POTOMAC HIGHLANDS APPRAISAL GR
HC 33 BOX 862
PETERSBURG,  WV  268470000

REBECCA L STEPHENS

WVCR1108               
(Certified Residential) 
09-30-2015

515 WOODHENGE DRIVE
PETERSBURG,  WV  268470000

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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