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Florida-Mortgage-Lenders.com is a leading Palma Sola Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Palma Sola Florida people become homeowners since 1934. Palma Sola Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Palma Sola Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


PALMA SOLA FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

PALMA SOLA FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Palma Sola FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

PALMA SOLA FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Palma Sola Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Palma Sola Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Palma Sola Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

PALMA SOLA FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Palma Sola Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Palma Sola Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Palma Sola Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Palma Sola Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN PALMA SOLA FLORIDA
PALMA SOLA FLORIDA FHA APPROVED APPRIASERS LIST

PALMA SOLA FLORIDA:

Palma Sola is an unincorporated area of Manatee County, Florida, United States.[1] The botanical garden in Bradenton, Florida is known as the Palma Sola Botanical Garden.

PALMA SOLA FLORIDA FHA APPRIASERS:

The following list of Palma Sola Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Palma Sola Florida.

Name

License/
Expiration Date

Address

DANIEL R HAKE

FLRD1556               
(Certified Residential) 
11-30-2016

UNITED REAL ESTATE SERVICES
4460 IRONWOOD CIRCLE
BRADENTON,  FL  342090000

CYNDI CAPPS

FLRD2353               
(Certified Residential) 
11-30-2016

8334 9TH AVENUE TER NW
BRADENTON,  FL  342090000

JAMES A BOYD

FLRD4839               
(Certified Residential) 
11-30-2016

4501 MANATEE AVENUE W #149
BRADENTON,  FL  342090000

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City: Palma Sola
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About the City of Palma Sola

Originally referred to as the Village of Palma Sola, the town was platted in 1886 and for a time was the largest city in Manatee County. As the story goes, a solitary palm tree at the edge of the Manatee River guided sailors to safe harbor and drew seamen to settle in the area. Early settlers included J.A. Felts, J.B. Rogers, A.T. Adams, John Flowers, and Asa Pillsbury, who built the Palma Sola Community Church.
Palma Sola's main local industries consisted of timber, fishing, and agriculture. Soon the town became known as a travel and vacation spot. The Palma Sola Hotel, built in the late 1800's was regularly filled to capacity with visitors coming in by train from Jacksonville or by boat from Tampa Bay. By the turn of the century Bradenton had become the largest town in size and population. Palma Sola became a quiet spot on the map, until the land boom of the 1920's. Land south of the original community began building up with large stately mansions, many of which are still around today. In 1921, perhaps to help cash in on the real estate market, a wooden bridge was built connecting the "new" Palma Sola area to Perico Island.
By the 1930's the bridge was already termed "rickety." It was eventually replaced with a modern one. On the north side of this new bridge old wood piles are still there from the former one. The original town, now sometimes referred to as Old Palma Sola, still sits up to the north, in amongst the more modern but still out-of-the-way neighborhood community. Submitted by: Jim Pike

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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