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Florida-Mortgage-Lenders.com is a leading Ozona Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Ozona Florida people become homeowners since 1934. Ozona Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Ozona Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


OZONA FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com

OZONA FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Ozona FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

OZONA FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Ozona Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Ozona Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Ozona Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

OZONA FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Ozona Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Ozona Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Ozona Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Ozona Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

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OZONA FLORIDA:

Ozona is an unincorporated community in Pinellas County, Florida, United States. Ozona is 4 miles (6.4 km) north of downtown Dunedin. Ozona has a post office with ZIP code 34660.

OZONA FLORIDA FHA APPRIASERS:

The following list of Ozona Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Ozona Florida.

Name

License/
Expiration Date

Address

LISA G SMITH

FLRD4288               
(Certified Residential) 
11-30-2016

EQUITY APPRAISAL GROUP
PO BOX 417
OZONA,  FL  346600000

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Ozona FHA MORTGAGE  / Ozona VA / Ozona Ozona FHA REFINANCE / Ozona NO CREDIT / Ozona BAD CREDIT / Ozona HARD MONEY / Ozona LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Ozona

The earliest known inhabitants of the Ozona area were the Acuera people, members of the Timucuaconfederation. They had disappeared by 1730, probably decimated by diseases brought to Florida by Spanish colonists.The Acuera were succeeded by refugees from Alabama and Georgia, who formed the new Seminole Indian tribe. They called the area Ahapopka. Aha, meaning "Potato," and papka, meaning "eating place". By the 1830s, this settlement numbered about 200, and was the birthplace of the chief Coacoochee (known in English as "Wild Cat").
According to the United States Census Bureau, the city has a total area of 32.6 square miles (84.4 km2). 31.2 square miles (80.9 km2) of it is land and 1.4 square miles (3.5 km2) of it (4.15%) is water
As of the census of 2000, there were 26,642 people, 9,562 households, and 7,171 families residing in the city. The population density was 1,108.1 inhabitants per square mile (427.9/km²). There were 10,091 housing units at an average density of 419.7 per square mile (162.1/km²). The racial makeup of the city was 73.85% White, 15.56% African American, 0.42% Native American, 1.89% Asian, 0.09% Pacific Islander, 5.36% from other races, and 2.83% from two or more races. Hispanic or Latino of any race were 18.08% of the population.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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