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Florida-Mortgage-Lenders.com is a leading Oxford Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Oxford Florida people become homeowners since 1934. Oxford Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Oxford Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


OXFORD FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

OXFORD FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Oxford FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

OXFORD FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Oxford Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Oxford Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Oxford Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

OXFORD FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Oxford Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Oxford Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Oxford Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Oxford Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN OXFORD FLORIDA
OXFORD FLORIDA FHA APPROVED APPRIASERS LIST

OXFORD FLORIDA:

Oxford is an unincorporated community in Sumter County, Florida, United States. Its ZIP code is 34484

OXFORD FLORIDA FHA APPRIASERS:

The following list of Oxford Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Oxford Florida.

Name

License/
Expiration Date

Address

EUGENE HOLMQUIST

CTRCR.0000254          
(Certified Residential) 
04-30-2016

278 QUAKEER FARMS ROAD
OXFORD,  CT  064780000

WILLIAM E VALENTINE

CTRCR.0000550          
(Certified Residential) 
04-30-2016

VALENTINE REAL ESTATE, INC
52 DONOVAN ROAD
OXFORD,  CT  064780000

JAMES J O'DONOGHUE

CTRCR.0000917          
(Certified Residential) 
04-30-2016

HORIZON APPRAISAL
60 COPPERMINE ROAD
OXFORD,  CT  064780000

MICHAEL E RODRIGUE

CTRCR.0000986          
(Certified Residential) 
04-30-2016

25-1 MACINTOSH DRIVE
OXFORD,  CT  064780000

ERIN C ANDREWS

DEX2-0000431           
(Certified Residential) 
10-31-2015

PROFESSIONAL VALUATION SERVICE
PO BOX 86
OXFORD,  PA  193630000

THOMAS L MCLAUGHLIN

GACR276773             
(Certified Residential) 
04-30-2016

PO BOX 1197
OXFORD,  GA  300540000

THAI NGUYEN

GACR308520             
(Certified Residential) 
04-30-2016

REACHABLE APPRAISAL SERVICE
P.O. BOX 1197
OXFORD,  GA  300540000

RICHARD M KNIGHT

GACR3934               
(Certified Residential) 
10-31-2015

REACHABLE APPRAISAL SERVICES
P.O. BOX 1197
OXFORD,  GA  300540000

PETER M GORMAN

MA70902                
(Certified Residential) 
12-28-2015

MINUTEMAN VALUATIONS
12 MINUTEMAN LANE
OXFORD,  MA  015400000

ERIN C ANDREWS

MD30029198             
(Certified Residential) 
12-10-2015

PROFESSIONAL VALUATION SERVICE
PO BOX 86
OXFORD,  PA  193630000

JESSICA L REHANDORF

MI1201006163           
(Certified Residential) 
07-31-2016

JR APPRAISAL
PO BOX 294
OXFORD,  MI  483710000

PAUL A BIELBY

MI1201070401           
(Certified Residential) 
07-31-2015

.
1400 HOSNER RD
OXFORD,  MI  483700000

ROY O PARKER III

MSGA-1041              
(Certified General) 
07-31-2016

BILL KING & ASSOCIATES, LTD.
440 N. LAMAR BLVD. SUITE 6
OXFORD,  MS  386550000

KRISTIN P GAINES

MSGA-505               
(Certified General) 
06-30-2015

BRIAN PRAY REALTY
426 SOUTH LAMAR BLVD., STE 1
OXFORD,  MS  386550000

ANNETTE D LEE

MSGA-72                
(Certified General) 
07-31-2015

ANNETTE LEE AGENCY
224 ST ANDRES CIR PO BOX 506
OXFORD,  MS  386550000

SPENCER TURNER JR

MSRA-429               
(Certified Residential) 
12-31-2015

TURNER RESIDENTIAL APPRAISALS
401 PARK DRIVE
OXFORD,  MS  386550000

CHARLES K CRAIN JR

MSRA-564               
(Certified Residential) 
02-28-2016

160 CR 313
OXFORD,  MS  386550000

BRYAN W MARTIN

MSRA-642               
(Certified Residential) 
10-31-2016

48 COUNTY ROAD 363
OXFORD,  MS  386550000

WILLIAM A SHORT

MSRA-674               
(Certified Residential) 
12-31-2015

SHORT APPRAISAL FIRM
12008 WATER RIDGE DRIVE
OXFORD,  MS  386550000

BRITT C WICKER

MSRA-795               
(Certified Residential) 
08-31-2015

WICKER APPRAISALS
P.O. BOX 2793
OXFORD,  MS  386550000

GUY B FELTENSTEIN

MSRA-834               
(Certified Residential) 
12-31-2015

P.O. BOX 1891
914 VAN BUREN AVENUE
OXFORD,  MS  386550000

J. CRAIG WOLFF

NCA3099                
(Certified Residential) 
06-30-2015

WOLFF APPRAISAL SERVICE, INC.
509 SUNSET AVENUE
OXFORD,  NC  275650000

JAMES D BROOKS II

NCA5251                
(Certified Residential) 
06-30-2015

BROOKS APPRAISALS, INC.
P. O. BOX 1259
OXFORD,  NC  275650000

THOMAS C JOYNER

NCA5568                
(Certified Residential) 
06-30-2015

JOYNER APPRAISALS
103 W. QUAILRIDGE ROAD
OXFORD,  NC  275650000

J DAVID BROOKS

NCA5582                
(Certified General) 
06-30-2015

BROOKS APPRAISALS INC
P. O. BOX 1259
OXFORD,  NC  275650000

WILLIAM T WATRAS

NJ42RG00018900         
(Certified General) 
12-31-2015

348 ROUTE 301
OXFORD,  NJ  078630000

ERIN C ANDREWS

PARL139758             
(Certified Residential) 
06-30-2015

PROFESSIONAL VALUATION SERVICE
PO BOX 86
OXFORD,  PA  193630000

J. CRAIG WOLFF

VA4001003607           
(Certified Residential) 
12-31-2015

WOLFF APPRAISAL SERVICE, INC.
509 SUNSET AVENUE
OXFORD,  NC  275650000

J DAVID BROOKS

VA4001003701           
(Certified General) 
03-31-2016

BROOKS APPRAISALS INC
P. O. BOX 1259
OXFORD,  NC  275650000

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About the City of Oxford

Oxford is bordered by the Wildwood to the south, rural Sumter County to the west, the Marion County line to the north, and The Villages to the east. It is located along U.S. 301 and the CSX Wildwood Subdivision, which is part of the CSX S-Line. The main intersections are with County Road 466 and a lesser intersection with County Road 472 exists south of there.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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