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Florida-Mortgage-Lenders.com is a leading O'Brien Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping O'Brien Florida people become homeowners since 1934. O'Brien Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so O'Brien Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


O'BRIEN FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

O'BRIEN FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• O'Brien FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

O'BRIEN FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a O'Brien Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a O'Brien Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• O'Brien Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

O'BRIEN FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the O'Brien Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many O'Brien Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other O'Brien Florida mortgage lenders retreated from these riskier loan products, FHA stepped in O'Brien Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN O'BRIEN FLORIDA
O'BRIEN FLORIDA FHA APPROVED APPRIASERS LIST

O'BRIEN FLORIDA:

O'Brien is an unincorporated community in Suwannee County, Florida, United States.[1] O'Brien is located along U.S. Route 129 at the intersection of County Road 349 north of Branford.

Name

License/
Expiration Date

Address

CRAIG E CASKIN

FLRD4819               
(Certified Residential) 
11-30-2016

CASKIN APPRAISAL SERVICES
20064 125TH PLACE
OBRIEN,  FL  320710000

O'BRIEN FLORIDA FHA APPRIASERS:

The following list of O'Brien Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in O'Brien Florida.

Name

License/
Expiration Date

Address

NANCY J QUILLEN

FLRD1756               
(Certified Residential) 
11-30-2016

1553 LEOPARD CT
O'Brien,  FL  327120000

ROCKEY A WATTS

FLRD190                
(Certified Residential) 
11-30-2016

404 BISON CIRCLE
O'Brien,  FL  327120000

DONALD W KLAFTER

FLRD1925               
(Certified Residential) 
11-30-2016

2397 REEFVIEW LOOP
O'Brien,  FL  327120000

WILLIAM L PONTON

FLRD2508               
(Certified Residential) 
11-30-2016

1450 STONEYWOOD WAY
O'Brien,  FL  327120000

CAROL N MOONEY

FLRD3013               
(Certified Residential) 
11-30-2016

MOONEY APPRAISALS
356 HAVERLAKE CR
O'Brien,  FL  327120000

ROBERT F RHODES

FLRD3145               
(Certified Residential) 
11-30-2016

RHODES APPRAISAL SERVICE, LLC
1264 HIBISCUS LANE
O'Brien,  FL  327030000

ROBERT J MCKENNA

FLRD4256               
(Certified Residential) 
11-30-2016

1134 PINE OAKS CT
O'Brien,  FL  327120000

ERNEST KIRKLAND

FLRD4455               
(Certified Residential) 
11-30-2016

KIRKLAND VALUATION SERVICES
1521 GRASSY RIDGE LANE
O'Brien,  FL  327120000

DEAN R PERRONE

FLRD4949               
(Certified Residential) 
11-30-2016

SUN STATE APPRAISALS, INC.
3969 KNOTT DRIVE
O'Brien,  FL  327120000

ALLISON C SHAVER

FLRD5177               
(Certified Residential) 
11-30-2016

LARJ APPRAISALS
1157 WELCH HILL CIRCLE
O'Brien,  FL  327120000

THOMAS E PENNEY

FLRD5273               
(Certified Residential) 
11-30-2016

567 PARKSIDE POINTS BLVE
O'Brien,  FL  327120000

MICHAEL J NASUTI

FLRD549                
(Certified Residential) 
11-30-2016

THE APPRAISAL NETWORK INC
1235 TALL PINE DRIVE
O'Brien,  FL  327120000

ALISON M NASUTI

FLRD5987               
(Certified Residential) 
11-30-2016

THE APPRAISAL NETWORK, INC.
1235 TALL PINE DRIVE
O'Brien,  FL  327120000

BRIAN C WATKINS

FLRD6172               
(Certified Residential) 
11-30-2016

PRECISION APPRAISAL GROUP INC
1069 TRUFFLES COURT
O'Brien,  FL  327120000

JEFFREY A DABNEY

FLRD6199               
(Certified Residential) 
11-30-2016

MOONEY APPRAISALS
356 HAVERLAKE CIRCLE
O'Brien,  FL  327120000

KEVIN S ELLIS

FLRD6533               
(Certified Residential) 
11-30-2016

ELLIS APPRAISAL SERVICES INC.
554 HEATHER BRITE CIRCLE
O'Brien,  FL  327120000

MICHAEL A CIACCIO

FLRD6539               
(Certified Residential) 
11-30-2016

MAC APPRAISALS
1024 GRIZZLY CT
O'Brien,  FL  327120000

LINDSAY D ADAMS

FLRD6877               
(Certified Residential) 
11-30-2016

ADAMS APPRAISAL ASSOCIATES,LLC
451 VICKS LANDING DRIVE
O'Brien,  FL  327120000

JOHANN L BJORNSSON

FLRD7283               
(Certified Residential) 
11-30-2016

JOHANN L. BJORNSSON
1197 CRISPWOOD COURT
O'Brien,  FL  327030000

CHRISTIE L BAILIFF

FLRD7454               
(Certified Residential) 
11-30-2016

BAILIFF APPRAISAL SERVICES
1928 BENT OAK DRIVE
O'Brien,  FL  327120000

WILLIAM L WARREN II

FLRD7558               
(Certified Residential) 
11-30-2016

808 MYSTIC OAK PLACE
O'Brien,  FL  327120000

REX E BURDICK

FLRD848                
(Certified Residential) 
11-30-2016

SAND CASTLE APPRAISALS
220 S LAKE CORTEZ DRIVE
O'Brien,  FL  327030000

JACK H DOUGLAS JR

FLRZ3229               
(Certified General) 
11-30-2016

DOUGLAS APPRAISAL & CONSULTING
2149 EAGLES REST DRIVE
O'Brien,  FL  327120000

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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