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Florida-Mortgage-Lenders.com is a leading Newport, Monroe County Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Newport, Monroe County Florida people become homeowners since 1934. Newport, Monroe County Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Newport, Monroe County Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


NEWPORT, MONROE COUNTY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

NEWPORT, MONROE COUNTY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Newport, Monroe County FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

NEWPORT, MONROE COUNTY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Newport, Monroe County Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Newport, Monroe County Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Newport, Monroe County Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

NEWPORT, MONROE COUNTY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Newport, Monroe County Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Newport, Monroe County Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Newport, Monroe County Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Newport, Monroe County Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN NEWPORT, MONROE COUNTY FLORIDA
NEWPORT, MONROE COUNTY FLORIDA FHA APPROVED CITY DATA

NEWPORT, MONROE COUNTY FLORIDA:

Newport is an unincorporated community in Monroe County, Florida, United States.

Newport, Monroe County FHA MORTGAGE  / Newport, Monroe County VA / Newport, Monroe County Newport, Monroe County FHA REFINANCE / Newport, Monroe County NO CREDIT / Newport, Monroe County BAD CREDIT / Newport, Monroe County HARD MONEY / Newport, Monroe County LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Newport, Monroe County

It is located in the upper Florida Keys on Key Largo on US 1 (the Overseas Highway) northeast of Rock Harbor and southwest of the Census-designated place (CDP) of Key Largo.
It is located at 25.104°N 80.431°W.
Its elevation is 10 feet (3 m), making it relatively high for the Keys.[

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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