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Florida-Mortgage-Lenders.com is a leading Navarre Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Navarre Florida people become homeowners since 1934. Navarre Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Navarre Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


NAVARRE FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

NAVARRE FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Navarre FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

NAVARRE FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Navarre Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Navarre Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Navarre Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

NAVARRE FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Navarre Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Navarre Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Navarre Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Navarre Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN NAVARRE FLORIDA
NAVARRE FLORIDA FHA APPROVED APPRIASERS LIST

NAVARRE FLORIDA:

Navarre is an unincorporated community in Santa Rosa County in the Northwest Florida Panhandle. It is a bedroom community for mostly U.S. Military personnel, Federal Civil Servants, Navarre is about 25 miles east of Pensacola and about 15 miles west of Fort Walton Beach. The community is roughly centered on the junction of U.S. Route 98 and State Road 87. It is part of the Pensacola–Ferry Pass–Brent Metropolitan Statistical Area.

NAVARRE FLORIDA FHA APPRIASERS:

The following list of Navarre Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Navarre Florida.

Name

License/
Expiration Date

Address

DAVID B COMBS SR

FLRD1619               
(Certified Residential) 
11-30-2016

BANKERS APPRAISAL GROUP, LLC
2567 OLEANDER LANE
NAVARRE,  FL  325660000

GREGORY S BOSWELL

FLRD2997               
(Certified Residential) 
11-30-2016

GREG BOSWELL
6261 CALLE DE HIDALGO
NAVARRE,  FL  325660000

KEVIN E MAHER

FLRD3023               
(Certified Residential) 
11-30-2016

MAHER APPRAISALS INC.
7457 WHITE SANDS BLVD
NAVARRE,  FL  325660000

PATRICIA A LEAHY

FLRD3862               
(Certified Residential) 
11-30-2016

ADVANTAGE APPRAISAL SERVICES
2741 CREEKS EDGE LANE
NAVARRE,  FL  325660000

CLAYTON L WELLS

FLRD5778               
(Certified Residential) 
11-30-2016

APPRAISERS OF N. WEST FLORIDA
PO BOX 6179
NAVARRE,  FL  325660000

JAMES A DEASON II

FLRD5980               
(Certified Residential) 
11-30-2016

PROFESSIONAL APPRAISAL SV LLC
8668 NAVARRE PKWY #269
NAVARRE,  FL  325660000

TONJA M TALCOTT

FLRD7304               
(Certified Residential) 
11-30-2016

ARK APPRAISAL SERVICES, LLC.
6860 LEISURE STREET
NAVARRE,  FL  325660000

IRENE MITCHELL

FLRZ1999               
(Certified General) 
11-30-2016

MITCHELL APPRAISALS
7409 TREASURE STREET
NAVARRE,  FL  325660000

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Navarre FHA MORTGAGE  / Navarre VA / Navarre Navarre FHA REFINANCE / Navarre NO CREDIT / Navarre BAD CREDIT / Navarre HARD MONEY / Navarre LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Navarre

The founder of Navarre was Guy Wyman, a colonel in the United States Army. Wyman was in World War I where he met a French nurse named Noel. At the time, immigration policies would not allow him to bring her to the United States as a fiancé or even as a wife, but he could bring her back as his legal child. So he adopted her, and brought her back to the Florida panhandle, where he purchased a large amount of land. Noel named their holdings Navarre, after the province in Spain near France.
The community of Navarre is located on the Gulf Coastal Plain and is built on mostly sandy soil. It is bounded geographically in the north by the East River and on the south by the Santa Rosa Sound
According to the state of Florida, Navarre has a population of 42,200 residents living in the unincorporated area of Navarre (one of the fastest growing areas in Florida). There are over 20,000 more residents than the US Census estimate of 20,967 in 2000. Navarre is located in one of the top school districts in Florida. There were 7947 Single Family homes in the Navarre area as of 2005, up from 5,017 in 2000. Single-family owner-occupied homes with a median household income of $41,164.

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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