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Florida-Mortgage-Lenders.com is a leading Mount Pleasant Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Mount Pleasant Florida people become homeowners since 1934. Mount Pleasant Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Mount Pleasant Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


MOUNT PLEASANT FLORIDA FHA MORTGAGE ADVANTAGES

fha_mortgage_fha_loan_florida.jpg

FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

1STARTNOW

 www.Florida-Mortgage-Lenders.com 

MOUNT PLEASANT FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Mount Pleasant FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

MOUNT PLEASANT FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Mount Pleasant Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Mount Pleasant Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Mount Pleasant Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

MOUNT PLEASANT FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Mount Pleasant Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Mount Pleasant Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Mount Pleasant Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Mount Pleasant Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN MOUNT PLEASANT FLORIDA
MOUNT PLEASANT FLORIDA FHA APPROVED APPRIASERS LIST

MOUNT PLEASANT FLORIDA:

Mount Pleasant is an unincorporated community in Gadsden County, Florida, United States.

MOUNT PLEASANT FLORIDA FHA APPRIASERS:

The following list of Mount Pleasant Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Mount Pleasant Florida.

Name

License/
Expiration Date

Address

TONYA R BARTON

IACR02399              
(Certified Residential) 
06-30-2016

BENGE APPRAISALS
114 E. MONROE, STE. 107
MOUNT PLEASANT,  IA  526410000

MARGARET E COLEMAN

IACR02915              
(Certified Residential) 
06-30-2016

BENGE APPRAISALS
114 E. MONROE, STE. 107
MOUNT PLEASANT,  IA  526410000

MICHAEL D DALNEKOFF

MD30012749             
(Certified Residential) 
08-14-2015

ADF APPRAISAL GROUP, LLC
1600 LONG GROVE DR, UNIT 512
MOUNT PLEASANT,  SC  294640000

TIMOTHY J HART

MI1201070170           
(Certified Residential) 
07-31-2016

INTEGRITY APPRAISAL GROUP
301 GREENFIELD DRIVE
MOUNT PLEASANT,  MI  488580000

LEONARD N EUDY

NCA85                  
(Certified Residential) 
06-30-2015

LEONARD EUDY APPRAISAL SERVICE
PO BOX 277
MOUNT PLEASANT,  NC  281240000

DEBORAH HOVANEC

PARL139392             
(Certified Residential) 
06-30-2015

HOVANEC APPRAISALS
328 EAGLE STREET
MOUNT PLEASANT,  PA  156660000

ROBERT C BONNER

SC105                  
(Certified Residential) 
06-30-2016

THE GUERRY GROUP
1051 J. DODDS BLVD., SUITE I
MOUNT PLEASANT,  SC  294640000

JOSEPH H GUERRY

SC113                  
(Certified General) 
06-30-2016

THE GUERRY GROUP LLC
1051 J. DODDS BLVD SUITE I
MOUNT PLEASANT,  SC  294640000

MICHAEL A WHITE

SC200                  
(Certified General) 
06-30-2016

CHARLESTON APPRAISAL COMPANY
2040 EWALL STREET, SUITE J
MOUNT PLEASANT,  SC  294640000

DAVID M SURLES

SC2229                 
(Certified Residential) 
06-30-2016

MAT SURLES APPRAISAL GROUP
636 LONG POINT RD, UNIT G #100
MOUNT PLEASANT,  SC  294640000

STEPHEN S BLANCHARD

SC2239                 
(Certified Residential) 
06-30-2016

STEPHEN BLANCHARD APPRAISALS
908 CLIFFWOOD DR
MOUNT PLEASANT,  SC  294640000

MICHAEL C TAWES

SC2243                 
(Certified General) 
06-30-2016

ATLANTIC APPRAISALS, LLC
1250 FAIRMONT AVENUE
MOUNT PLEASANT,  SC  294640000

GLEN M AVINGER

SC2450                 
(Certified Residential) 
06-30-2016

GLEN M. AVINGER, APPRAISER
717 DAVENPORT DRIVE
MOUNT PLEASANT,  SC  294640000

KEVIN L HAUCK

SC2942                 
(Certified Residential) 
06-30-2016

322 PELICAN PLACE
MOUNT PLEASANT,  SC  294640000

LARAINE M CURTIS

SC3428                 
(Certified Residential) 
06-30-2016

1176 ISLAND VIEW DRIVE
MOUNT PLEASANT,  SC  294640000

KIMBERLY G PERRINE

SC3448                 
(Certified Residential) 
06-30-2016

THE GUERRY GROUP
1051 J. DODDS BLVD., SUITE I
MOUNT PLEASANT,  SC  294640000

EDWARD H MARTIN

SC383                  
(Certified Residential) 
06-30-2016

E H MARTIN & ASSOCIATES
1051 JOHNNIE DODDS BLVD
MOUNT PLEASANT,  SC  294640000

ELIZABETH W CLARK

SC4134                 
(Certified Residential) 
06-30-2016

995 GOVERNORS ROAD
MOUNT PLEASANT,  SC  294640000

CHARLES E SALMONSEN

SC428                  
(Certified Residential) 
06-30-2016

SALMONSEN APPRAISALS, INC
864 LOWCOUNTRY BLVD, STE B
MOUNT PLEASANT,  SC  294640000

CATHERINE A DANTZLER

SC4396                 
(Certified Residential) 
06-30-2016

C. S. MCCALL, LLC
1011 LAKE HUNTER CIRCLE
MOUNT PLEASANT,  SC  294640000

LLOYD A SIFFORD IV

SC4449                 
(Certified Residential) 
06-30-2016

THE AUSTIN APPRAISAL COMPANY
825 LOWCOUNTRY BLVD., STE. 202
MOUNT PLEASANT,  SC  294640000

WILLIAM E WILLIAMS JR

SC4499                 
(Certified Residential) 
06-30-2016

THE GUERRY GROUP
1051 J. DODDS, SUITE I
MOUNT PLEASANT,  SC  294650000

CAROLINE H STAFFORD

SC4568                 
(Certified Residential) 
06-30-2016

CHS APPRAISAL SERVICES LLC
2521 DEER WALK WY
MOUNT PLEASANT,  SC  294660000

MICHAEL R BOSCH III

SC4883                 
(Certified General) 
06-30-2016

THE GUERRY GROUP
1051 JOHNNIE DODDS BLVD., I
MOUNT PLEASANT,  SC  294640000

STEPHEN M HUGHES

SC5087                 
(Certified General) 
06-30-2016

C.S. MCCALL & CO, LLC
1011 LAKE HUNTER CIR
MOUNT PLEASANT,  SC  294640000

PAUL F HILTON

SC5105                 
(Certified Residential) 
06-30-2016

1250 FAIRMONT AVENUE
MOUNT PLEASANT,  SC  294640000

BRENDAN M MULLANEY

SC5109                 
(Certified Residential) 
06-30-2016

COASTAL APPRAISAL ASSOCIATES
1512 DUNHILL COURT
MOUNT PLEASANT,  SC  294660000

MATTHEW T MIDKIFF

SC5160                 
(Certified Residential) 
06-30-2016

MIDKIFF APPRAISAL GROUP
1556 WELLESLEY CIRCLE
MOUNT PLEASANT,  SC  294660000

JOHN T WHITTLE

SC5360                 
(Certified Residential) 
06-30-2016

JOHN WHITTLE & ASSOCIATES
2472 DARTS COVE WAY
MOUNT PLEASANT,  SC  294660000

MATTHEW H FELDMANN

SC5429                 
(Certified Residential) 
06-30-2016

ATLANTIC APPRAISALS, LLC
1879D MONTCLAIR DRIVE
MOUNT PLEASANT,  SC  294640000

TIMOTHY L HILLMAN

SC5464                 
(Certified Residential) 
06-30-2016

HILLMAN APPRAISAL
1402 HARBORGATE BLVD
MOUNT PLEASANT,  SC  294640000

ALLISON V TYSINGER

SC5621                 
(Certified Residential) 
06-30-2016

ATLANTIC APPRAISALS, LLC
1250 FAIRMONT AVENUE
MOUNT PLEASANT,  SC  294640000

FELICIA K LANE

SC5637                 
(Certified Residential) 
06-30-2016

SURLES AND ASSOCIATES, INC
PO BOX 2274
MOUNT PLEASANT,  SC  294650000

BRYON K MOORE

SC5675                 
(Certified Residential) 
06-30-2016

THE GUERRY GROUP
1051 J. DODDS BLVD., SUITE I
MOUNT PLEASANT,  SC  294640000

STEPHEN T D'ALBENZIO

SC5856                 
(Certified Residential) 
06-30-2016

PALMETTO APPRAISAL TEAM LLC
1860 HALL POINT RD
MOUNT PLEASANT,  SC  294660000

JEFFREY A HEALY

SC6185                 
(Certified Residential) 
06-30-2016

TWO RIVERS APPRAISALS
636 LONG POINT RD., UNIT G-8
MOUNT PLEASANT,  SC  294640000

WALKER E MCGINNIS

SC6242                 
(Certified Residential) 
06-30-2016

MCGINNIS APPRAISALSERVICES LLC
604 PALMETTO STREET
MOUNT PLEASANT,  SC  294640000

CHRISTI L FLORA

SC6455                 
(Certified Residential) 
06-30-2016

SPURLOCK & ASSOCIATES, LLC
454 WEST COLEMAN BOULEVARD
MOUNT PLEASANT,  SC  294640000

PHILIP E WOSCHENKO

SC6469                 
(Certified Residential) 
06-30-2016

1003 BLACK RUSH CIRCLE
MOUNT PLEASANT,  SC  294660000

WILLIAM W JOHNSON IV

SC6758                 
(Certified Residential) 
06-30-2016

2501 CHARTER OAKS
MOUNT PLEASANT,  SC  294660000

DAVID M LAFOUR

SC6869                 
(Certified Residential) 
06-30-2016

TWO RIVERS APPRAISALS
636 LONG POINT RD, UNIT G-8
MOUNT PLEASANT,  SC  294640000

MICHAEL D DALNEKOFF

SC6945                 
(Certified Residential) 
06-30-2016

ADF APPRAISAL GROUP, LLC
1600 LONG GROVE DR, UNIT 512
MOUNT PLEASANT,  SC  294640000

DANIEL J LUDWIG

WI1562-9               
(Certified Residential) 
12-14-2015

INTEGRITY APPRAISAL, LLC
825 STONEFIELD DR UNIT #106
MOUNT PLEASANT,  WI  534060000

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About the City of Mount Pleasant

It is located near the intersection of Veteran's Memorial Highway and Mt. Pleasant Road. Mt. Pleasant borders the city of Gretna and the St.John, Florida/Robertsville community. It also borders the city of Chattahoochee, Florida.
Mount Pleasant is located at 30°39'26?N 84°41'28?W (30.65722, -84.69111).

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
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