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Florida-Mortgage-Lenders.com is a leading Miles City Florida FHA Mortgage Company. All situations welcome.
What is an Florida FHA Mortgage? FHA mortgages have been helping Miles City Florida people become homeowners since 1934. Miles City Florida FHA mortgage loans are backed by the FHA which is short for the Federal Housing Administration. FHA insures the FHA mortgage loan so Miles City Florida mortgage lenders can offer easier loan qualifying and lower down payment FHA mortgage options.


MILES CITY FLORIDA FHA MORTGAGE ADVANTAGES

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FHA Loans for Buying a Florida Home or FHA Refinance Mortgages 

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 www.Florida-Mortgage-Lenders.com 

MILES CITY FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

• Miles City FL Down payment only 3.5% of the purchase price.
• Gifts from family or Grants for down payment assistance and closing costs OK!
• Seller can credit buyers up to 6% of sales price towards buyer's costs.
• No reserves or future payments in account required.
• FHA regulated closing costs.

MILES CITY FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

• Purchase a Miles City Florida home 12 months after a chapter 13 Bankruptcy
• Purchase a Miles City Florida 24 months after a chapter 7 Bankruptcy.
• FHA will allow a FHA mortgage 3 years after a Foreclosure.
• Minimum FICO credit score of 580 required for 96.5% financing.
• Miles City Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
• No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.

MILES CITY FLORIDA FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYING:

• FHA allows higher debt ratio's than any other Florida home loan programs.
• Less than two years on the same job is OK!
• Self-employed buyers can also qualify for FHA.
• Check Florida FHA Mortgage Articles for more information.

During the Miles City Florida Housing Boom the FHA Mortgage had become an uncommon mortgage loan product because of the plentiful supply of credit including Subprime, Conventional, and Fannie Mae. Many Miles City Florida homebuyers obtained Mortgage Loans with 0% down payment and reduced loan documentation requirements. After the crash, as Fannie Mae and other Miles City Florida mortgage lenders retreated from these riskier loan products, FHA stepped in Miles City Florida FHA Home Loans became the only option for borrowers with a lowdown payment and less than perfect credit.

 

HOMES FOR SALE IN MILES CITY FLORIDA
MILES CITY FLORIDA FHA APPROVED APPRIASERS LIST

MILES CITY FLORIDA:

Miles City is an unincorporated community in Collier County, Florida, United States. The community is part of the Naples–Marco Island Metropolitan Statistical Area.

MILES CITY FLORIDA FHA APPRIASERS:

The following list of Miles City Florida FHA mortgage appraisers has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA mortgage appraisers in Miles City Florida.

Name

License/
Expiration Date

Address

EARL L HOWE

MTREA-RAG-LIC-97       
(Certified General) 
03-31-2016

HOWE APPRAISAL SERVICE
603 PALMER STREET
MILES CITY,  MT  593010000

DENNIS L MULLEN

MTREA-RAR-LIC-136      
(Certified Residential) 
03-31-2016

MULLEN APPRAISAL SERVICE
101 N 1ST STREET
MILES CITY,  MT  593010000

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Miles City FHA MORTGAGE  / Miles City VA / Miles City Miles City FHA REFINANCE / Miles City NO CREDIT / Miles City BAD CREDIT / Miles City HARD MONEY / Miles City LOAN INFO / Altamonte SpringsHA INFO / FHA LOAN  LIMITS

About the City of Miles City

It is located near the intersection of the Alligator Alley portion of Interstate 75 and State Road 29.
The name came from Miles Collier, son of area land owner Barron Collier.
Miles City opened in the 1920s and was home to dozens of families who worked at the Roskey Packing Plant. It was also a former stop on the Atlantic Coast Railroad (Harrisburg-Everglades City branch).

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

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