Bad credit plus FHA loans in all Florida including Gainsville FL Alachua County FL,Alachua, Archer, Gainesville, Hawthorne, High Springs, La Crosse, Micanopy, Newberry, Waldo. Gainesville is a city of Alachua County Florida, with a population of 124,354. It is the largest and county seat of Alachua County. The city was awarded by number 1 place to live in North America in 2007. Gainesville was ranked as the "5th meanest city" in the United States by the National Coalition for the Homeless. Gainesville Florida bad credit mortgage programs include
Gainesvilleapplicants don't realize that FHA mortgage loans can help Alachua County Florida homebuyers with bad credit. If you have a bad credit past and your looking for a Alachua County mortgage an FHA loan may be your best option. Advantages Include:
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:
- Down payment only 3.5% of the purchase price.
- Gifts from family or Grants for down payment assistance and closing costsOK!
- Seller can credit buyers up to 6% of sales price towards buyers costs.
- No reserves or future payments in account required.
- FHA regulated closing costs.
- Purchase a Florida home 12 months after a chapter 13 Bankruptcy
- Purchase a Florida 24 months after a chapter 7 Bankruptcy.
- FHA will allow a FHA mortgage 3 years after a Foreclosure.
- Minimum FICO credit score of 580 required for 96.5% financing.
- Bad credit Florida FHA mortgage approvals minimum FICO credit score of 530 required for 90 FHA financing.
- No Credit Score Florida mortgage loans & No Trade Line Florida FHA home loans.
- FHA allows higher debt ratio's than any other Florida home loan programs.
- Less than two years on the same job is OK!
- Self-employed buyers can also qualify for FHA.
- Check Florida FHA Mortgage Articals for more information.
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GAINESVILLE HOUSING DATA
Gainesville: Chapel View Across Lake Alice- Gainesville: Chapel View Across Lake Alice
Gainesville: Juvenile Mockingbird - Madera Subdivision- Gainesville: Juvenile Mockingbird - Madera Subdivision
Gainesville: Berries on bush along Hogtown Creek in Ring Park in the heart of N Gainesville- Gainesville: Berries on bush along Hogtown Creek in Ring Park in the heart of N Gainesville
Gainesville: Park 16 Towhnhouses SW 16 AvGainesville: Park 16 Towhnhouses SW 16 Av
Gainesville: Hogtown Creek along Ring Park train in the heart of NW GainesvilleGainesville: Hogtown Creek along Ring Park train in the heart of NW Gainesville
Gainesville: Seward Johnson Sculpture at Trimark Properties; part of the city-wide 'Crossing Paths' installationGainesville: Seward Johnson Sculpture at Trimark Properties; part of the city-wide 'Crossing Paths' installation
Gainesville: Blue Heron, Gatorwood Apts, 2004Gainesville: Blue Heron, Gatorwood Apts, 2004
Gainesville: Florida Gators vs. Florida State Seminoles, Ben Hill Griffin Stadium, November 2005Gainesville: Florida Gators vs. Florida State Seminoles, Ben Hill Griffin Stadium, November 2005
Gainesville: Alligator in Graham Pond on the campus of the University of FloridaGainesville: Alligator in Graham Pond on the campus of the University of Florida
Gainesville: Lizard at Kanapaha Gardens Gainesville: Lizard at Kanapaha Gardens
Gainesville: Lake Alice - Nose and Head of an Alligator- Gainesville: Lake Alice - Nose and Head of an Alligator
Population in 2013: 127,488 (99% urban, 1% rural). Population change since 2000: +33.6%
Males: 63,023 (49.4%)
Females: 64,465 (50.6%)
Median resident age: 25.8 years
Florida median age: 41.5 years
Zip codes: 32601, 32603, 32605, 32606, 32607, 32608, 32609, 32612, 32641.
Gainesville Zip Code Map
Estimated median household income in 2013: $31,600 (it was $28,164 in 2000)
Estimated per capita income in 2013: $17,744 (it was $16,779 in 2000)
Gainesville city income, earnings, and wages data
Estimated median house or condo value in 2013: $130,900 (it was $83,700 in 2000)
Mean prices in 2013: All housing units: $159,513; Detached houses: $175,438; Townhouses or other attached units: $123,645; In 2-unit structures: $66,138; In 3-to-4-unit structures: $116,785; In 5-or-more-unit structures: $102,529; Mobile homes: $30,150
Median gross rent in 2013: $814.
Recent home sales, real estate maps, and home value estimator for zip codes: 32601, 32603, 32605, 32606, 32607, 32608, 32609, 32641, 32653.
POPULAR GAINSVILL FLORIDA MORTGAGE LINKS
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