florida

15% Down Florida Stated Mortgage Lenders up to 1MIL

Stated Florida Mortgage Lenders – Same Day Pre-Approvals in every city in Florida.

The Stated Florida Mortgage Lenders only loan program is for home buyers and home self-employed.

Stated borrowers that can document their income by providing

  • 24 months Stated and a 24 months +
  • NOT AUDITED PROFIT AND LOSS signed by licensed agent.

FL STATED MORTGAGE LENDERS RATES

Bank Statment Only Florida Mortage Lenders2

The Stated Florida mortgage lenders allow you do document you income by using bank statements in lieu of traditional full doc loans with tax returns via 4506T to support income. In addition, if there is a wage earner borrower, too, primary or co-borrower, and the loan applicant uses their W-2 and paystub for income documentation because this Stated Florida Mortgage Lenders Only mortgage loan program does not have a prepayment penalty, Stated Florida Mortgage Lenders only borrowers can refinance our Stated mortgage lenders at any time with NO PRE-PAYMENT PENALTY to obtain a lower rate or take cash out.

0. Apply Now

STATED FLORIDA MORTGAGE REQUIRMENTS CHANGE RAPIDLY

Bank Statment Only Florida Mortgage Lenders

Bank Statement Guidelines Focus Points Include:

•             Purchase, Rate and Term refinance and Cash Out Refinance

•             Income Program:

•             Alternative Documentation "Alt-Doc"

•             Income Documentation:

•             Unconventional - 12 months Stated Florida Mortgage Lenders for self employed

•             and or

•             Conventional - W-2 and paystub for wage earners            

Stated Employment Type:

•             Self Employed

•             W-2 Salary Wage Earner

Stated Qualifying Credit Criteria:

STATED FLORIDA MORTGAGE LENDERS GUIDLINESS ARE CHANGING DAILY!

FILL OUT A FULL APPLICATION FOR A SAME DAY PRE APPROVAL!

STATED FLORIDA MORTGAGE LENDERS PROGRAM NOTES

Credit Scores: 500

Loan to Value ratio (LTV) 85%

Debt to Income Ration (DTI): 50%

Maximum Loan amount: $3,000,000

Property Types: Single Family Residence (SFR) 1-4 Units

Occupancy: Owner Occupied / Primary

Investment

Terms:

7 year ARM

30 year Fixed add .25

15 year Fixed add .50

No Prepayment Penalty

Stated Florida Mortgage Lenders Loan 500 Credit Score

Stated Florida Mortgage Lenders Loan for Stated Borrowers

Stated Florida Mortgage Lenders Income Loan

Stated Only - Personal or Business Florida Stated Mortgage Lenders.

Stated Mortgage Lenders loan means to utilize 24 months of borrower personal and or business Stated Mortgage Lenders to show income in lieu of traditional income documents. This income documentation option is for the owner-occupied purchase, refinance and or cash out loan.

24 MONTHS STATED FL MORTGAGE LENDERS

This Stated Florida mortgage lender requires 24 months and will utilize gross monthly deposit amounts to represent gross income. Personal Stated Mortgage Lenders can be used as business Stated Mortgage Lenders. All pages required (except processed checks) for all months.

Florida Jumbo Stated Mortgage Lenders Loans Up To 2 Million

Qualify 12 Months Stated Mortgage Lenders - 12 Month Average Balance for Income Documentation

Stated Florida Mortgage Lenders in this case are used as a traditional income documentation alternative. However,1099's can be used without the 1040 or schedule C can be accepted and considered more like a full income documentation program which will produce full income documentation pricing.

Stated Mortgage Lenders 85% Financing Available

Loan Purpose / LTV:

Stated Mortgage Lenders Purchase or Rate and Term refinance 90% LTV to $450,000

Cash Out Refinance case by case to $600,000 - 75% LTV 

Credit Requirments:

Credit Score 660 minimum middle for all borrowers

Bankruptcy discharged - 2 years seasoning required

Foreclosure discharged - 4 Years seasoning required

Available Terms:

5, 7 and 10 year ARM's and 15 year fix

Owner Occupied Only

1-4 Unit properties OK

 

Fast Consultation

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CREDIT REQUIREMENTS

FHA MORTGAGE

550 MIN FICO

PORTFOLIO MORTGAGE

NO MINIMUM

VA MORTGAGE

550 MIN FICO SCORE 

USDA LOANS

580 MIN FICO SCORE 

FANNIE MAE.

620 MIN FICO SCORE 

FREDDIE MAC

620 MIN FICO SCORE 

CALL NOW!

954-667-9110

Apply Now!

CLICK HERE
Reviews on Zillow
1399173
"Thomas went above and beyond to get our mortgage approved. We had a couple of "hiccups" with our VA financing and Thomas was able to get them resolved ... more "
5.0/5.0
by lbaze2008
1375949
"I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local ... more "
5.0/5.0
by rmac333
1345066
"Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which ... more "
5.0/5.0
by zuser20140303145114251